{"id":444197,"date":"2025-03-07T17:55:17","date_gmt":"2025-03-08T01:55:17","guid":{"rendered":"https:\/\/icitynews.com\/?p=444197"},"modified":"2025-03-07T17:55:17","modified_gmt":"2025-03-08T01:55:17","slug":"2025%e9%87%91%e8%9e%8d%e8%af%88%e9%aa%97%e4%b8%8e%e4%bf%9d%e9%99%a9%e6%ac%ba%e8%af%88%e6%96%b0%e6%89%8b%e6%b3%95%ef%bc%8c%e5%a6%82%e4%bd%95%e9%a2%84%e9%98%b2%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/icitynews.com\/?p=444197","title":{"rendered":"2025\u91d1\u878d\u8bc8\u9a97\u4e0e\u4fdd\u9669\u6b3a\u8bc8\u65b0\u624b\u6cd5\uff0c\u5982\u4f55\u9884\u9632\uff1f"},"content":{"rendered":"<p>\u8fd1\u5e74\u6765\uff0c\u91d1\u878d\u8bc8\u9a97\u548c\u4fdd\u9669\u6b3a\u8bc8\u624b\u6cd5\u4e0d\u65ad\u5347\u7ea7\uff0c2025\u5e74\u66f4\u662f\u8fce\u6765\u4e86\u65b0\u4e00\u8f6e\u7684\u6b3a\u8bc8\u6280\u672f\u9769\u65b0\u3002\u65e0\u8bba\u662f\u4e2a\u4eba\u6d88\u8d39\u8005\u8fd8\u662f\u91d1\u878d\u4ece\u4e1a\u8005\uff0c\u90fd\u9700\u8981\u65f6\u523b\u8b66\u60d5\u65b0\u578b\u9a97\u672f\uff0c\u4ee5\u4fdd\u62a4\u81ea\u5df1\u7684\u8d44\u4ea7\u548c\u4fe1\u7528\u3002\u6211\u4eec\u5c06\u4e3a\u5927\u5bb6\u4ecb\u7ecd\u5f53\u524d\u6700\u5e38\u89c1\u7684\u91d1\u878d\u8bc8\u9a97\u4e0e\u4fdd\u9669\u6b3a\u8bc8\u65b0\u624b\u6cd5\uff0c\u5e76\u63d0\u4f9b\u6709\u6548\u7684\u9884\u9632\u63aa\u65bd\u3002<\/p>\n<p><strong>\u7f8e\u56fd\u5386\u53f2\u4e0a\u8457\u540d\u91d1\u878d\u8bc8\u9a97\u6848\u4f8b\u53ca\u542f\u793a<br 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Ponzi\uff09\u5728\u7f8e\u56fd\u7b56\u5212\u4e86\u4e00\u573a\u5927\u89c4\u6a21\u7684\u91d1\u878d\u8bc8\u9a97\uff0c\u540e\u6765\u8fd9\u79cd\u8bc8\u9a97\u624b\u6cd5\u88ab\u79f0\u4e3a\u201c\u5e9e\u6c0f\u9a97\u5c40\u201d\u3002\u5e9e\u5179\u627f\u8bfa\u6295\u8d44\u8005\u5728\u77ed\u671f\u5185\u83b7\u5f97\u9ad8\u989d\u56de\u62a5\uff0c\u58f0\u79f0\u901a\u8fc7\u8d2d\u4e70\u6b27\u6d32\u7684\u90ae\u653f\u56de\u6267\u5238\u5e76\u5728\u7f8e\u56fd\u5151\u6362\u4ee5\u83b7\u53d6\u5229\u6da6\u3002\u5b9e\u9645\u4e0a\uff0c\u4ed6\u5e76\u672a\u8fdb\u884c\u5b9e\u9645\u6295\u8d44\uff0c\u800c\u662f\u5229\u7528\u65b0\u6295\u8d44\u8005\u7684\u8d44\u91d1\u5411\u65e9\u671f\u6295\u8d44\u8005\u652f\u4ed8\u56de\u62a5\u3002\u5e9e\u5179\u5171\u9a97\u53d6\u4e86\u7ea61,500\u4e07\u7f8e\u5143\uff0c\u6d89\u53ca\u7ea6\u56db\u4e07\u540d\u6295\u8d44\u8005\u30021920\u5e74\u9a97\u5c40\u5d29\u6e83\u540e\uff0c\u5e9e\u5179\u88ab\u6355\u5e76\u88ab\u5224\u5165\u72f1\u3002\u200b<\/p>\n<p><strong>\u542f\u793a\uff1a\u5bf9\u201c\u9ad8\u6536\u76ca\u3001\u4f4e\u98ce\u9669\u201d\u7684\u6295\u8d44\u673a\u4f1a\u5e94\u4fdd\u6301\u8b66\u60d5\uff0c\u907f\u514d\u9677\u5165\u7c7b\u4f3c\u9a97\u5c40\u3002\u200b<\/strong><\/p>\n<ol start=\"2\">\n<li><strong>\u4f2f\u7eb3\u5fb7\u00b7\u9ea6\u9053\u592b\u7684\u6295\u8d44\u6b3a\u8bc8\u6848<\/strong><\/li>\n<\/ol>\n<p>\u4f2f\u7eb3\u5fb7\u00b7\u9ea6\u9053\u592b\uff08Bernard Madoff\uff09\u66fe\u4efb\u7eb3\u65af\u8fbe\u514b\u4e3b\u5e2d\uff0c\u540e\u56e0\u7b56\u5212\u53f2\u4e0a\u6700\u5927\u7684\u5e9e\u6c0f\u9a97\u5c40\u800c\u95fb\u540d\u3002\u9ea6\u9053\u592b\u901a\u8fc7\u5176\u6295\u8d44\u516c\u53f8\u627f\u8bfa\u7a33\u5b9a\u7684\u9ad8\u56de\u62a5\uff0c\u5438\u5f15\u5927\u91cf\u6295\u8d44\u8005\u3002\u7136\u800c\uff0c\u4ed6\u5e76\u672a\u8fdb\u884c\u5b9e\u9645\u6295\u8d44\uff0c\u800c\u662f\u5229\u7528\u65b0\u6295\u8d44\u8005\u7684\u8d44\u91d1\u5411\u65e9\u671f\u6295\u8d44\u8005\u652f\u4ed8\u56de\u62a5\u3002\u9a97\u5c40\u6d89\u53ca\u91d1\u989d\u9ad8\u8fbe650\u4ebf\u7f8e\u5143\uff0c2008\u5e74\u4e1c\u7a97\u4e8b\u53d1\u540e\uff0c\u9ea6\u9053\u592b\u88ab\u6355\uff0c\u5e76\u4e8e2009\u5e74\u88ab\u5224\u5904150\u5e74\u76d1\u7981\u3002\u200b<\/p>\n<p><strong>\u542f\u793a\uff1a\u5373\u4f7f\u662f\u77e5\u540d\u91d1\u878d\u4eba\u58eb\uff0c\u4e5f\u53ef\u80fd\u6d89\u53ca\u6b3a\u8bc8\u884c\u4e3a\uff0c\u6295\u8d44\u8005\u5e94\u8fdb\u884c\u72ec\u7acb\u8c03\u67e5\u548c\u5c3d\u804c\u8c03\u67e5\u3002<\/strong><\/p>\n<ol start=\"3\">\n<li><strong>\u7f57\u4f2f\u7279\u00b7\u827e\u4f26\u00b7\u65af\u5766\u798f\u7684\u6295\u8d44\u9a97\u5c40<\/strong><\/li>\n<\/ol>\n<p>\u7f57\u4f2f\u7279\u00b7\u827e\u4f26\u00b7\u65af\u5766\u798f\uff08Robert Allen Stanford\uff09\u662f\u7f8e\u56fd\u5fb7\u514b\u8428\u65af\u5dde\u7684\u91d1\u878d\u5bb6\uff0c\u66fe\u4f4d\u5217\u300a\u798f\u5e03\u65af\u300b\u5bcc\u8c6a\u699c\u3002\u65af\u5766\u798f\u901a\u8fc7\u5176\u65af\u5766\u798f\u91d1\u878d\u96c6\u56e2\uff0c\u5411\u6295\u8d44\u8005\u51fa\u552e\u9ad8\u6536\u76ca\u7684\u5b58\u6b3e\u8bc1\u4e66\uff0c\u4f46\u5b9e\u9645\u4e0a\u8fd9\u4e9b\u6295\u8d44\u5e76\u4e0d\u5b58\u5728\uff0c\u5c5e\u4e8e\u5178\u578b\u7684\u5e9e\u6c0f\u9a97\u5c40\u3002\u9a97\u5c40\u6d89\u53ca\u91d1\u989d\u8d85\u8fc770\u4ebf\u7f8e\u5143\uff0c2009\u5e74\u65af\u5766\u798f\u88ab\u6355\uff0c2012\u5e74\u88ab\u5224\u5904110\u5e74\u76d1\u7981\u3002<\/p>\n<p><strong>\u542f\u793a\uff1a\u9ad8\u6536\u76ca\u6295\u8d44\u9700\u8c28\u614e\uff0c\u6295\u8d44\u524d\u5e94\u6838\u5b9e\u91d1\u878d\u673a\u6784\u7684\u5408\u6cd5\u6027\u548c\u76d1\u7ba1\u60c5\u51b5\u3002\u200b<\/strong><\/p>\n<ol start=\"4\">\n<li><strong>\u5f17\u5170\u514b\u00b7\u963f\u5df4\u5185\u5c14\u7684\u8eab\u4efd\u6b3a\u8bc8<\/strong><\/li>\n<\/ol>\n<p>\u5f17\u5170\u514b\u00b7\u963f\u5df4\u5185\u5c14\uff08Frank Abagnale\uff09\u572820\u4e16\u7eaa60\u5e74\u4ee3\u4ee5\u591a\u91cd\u8eab\u4efd\u8fdb\u884c\u8bc8\u9a97\uff0c\u5176\u6545\u4e8b\u88ab\u6539\u7f16\u4e3a\u7535\u5f71\u300a\u732b\u9f20\u6e38\u620f\u300b\u3002\u963f\u5df4\u5185\u5c14\u5192\u5145\u98de\u884c\u5458\u3001\u533b\u751f\u3001\u5f8b\u5e08\u7b49\u8eab\u4efd\uff0c\u5229\u7528\u4f2a\u9020\u652f\u7968\u548c\u8eab\u4efd\u6b3a\u8bc8\u83b7\u53d6\u5229\u76ca\u3002\u4ed6\u572821\u5c81\u4e4b\u524d\u5c31\u88ab\u591a\u4e2a\u56fd\u5bb6\u901a\u7f09\uff0c\u6700\u7ec8\u88ab\u6355\u5165\u72f1\u3002\u200b<\/p>\n<p><strong>\u542f\u793a\uff1a\u8eab\u4efd\u9a8c\u8bc1\u548c\u80cc\u666f\u8c03\u67e5\u5728\u91d1\u878d\u4ea4\u6613\u4e2d\u81f3\u5173\u91cd\u8981\u3002\u200b<\/strong>\u200b<\/p>\n<ol start=\"5\">\n<li><strong>\u8001\u5e74\u4eba\u201c\u5b59\u5b50\u9a97\u5c40\u201d<\/strong><\/li>\n<\/ol>\n<p>\u8fd1\u671f\uff0c\u7f8e\u56fd\u8001\u5e74\u4eba\u9891\u7e41\u906d\u9047\u201c\u5b59\u5b50\u9a97\u5c40\u201d\uff0c\u5373\u8bc8\u9a97\u8005\u5192\u5145\u53d7\u5bb3\u8005\u7684\u5b59\u5b50\uff0c\u8c0e\u79f0\u9047\u5230\u7d27\u6025\u60c5\u51b5\u9700\u8981\u8d44\u91d1\u3002\u8bc8\u9a97\u8005\u901a\u8fc7\u7535\u8bdd\u8054\u7cfb\u8001\u5e74\u4eba\uff0c\u58f0\u79f0\u81ea\u5df1\u662f\u4ed6\u4eec\u7684\u5b59\u5b50\uff0c\u9047\u5230\u7d27\u6025\u60c5\u51b5\u9700\u8981\u8d44\u91d1\u63f4\u52a9\uff0c\u8bf1\u9a97\u53d7\u5bb3\u8005\u6c47\u6b3e\u3002\u4f8b\u5982\uff0c\u4e00\u4f4d\u5357\u4f5b\u7f57\u91cc\u8fbe\u5dde\u7684\u8001\u5e74\u4eba\u88ab\u9a97\u8d70\u4e8618,500\u7f8e\u5143\u3002<\/p>\n<p><strong>\u542f\u793a\uff1a\u63a5\u5230\u7d27\u6025\u6c42\u52a9\u7535\u8bdd\u65f6\uff0c\u5e94\u901a\u8fc7\u5176\u4ed6\u6e20\u9053\u6838\u5b9e\u5bf9\u65b9\u8eab\u4efd\uff0c\u907f\u514d\u4e0a\u5f53\u53d7\u9a97\u3002<\/strong><\/p>\n<p><strong>2025<\/strong><strong>\u5e74\u91d1\u878d\u8bc8\u9a97\u65b0\u624b\u6cd5<br \/>\n<\/strong><strong>1. AI <\/strong><strong>\u8bc8\u9a97\u4e0e\u6df1\u5ea6\u4f2a\u9020\uff08Deepfake Fraud\uff09<\/strong><\/p>\n<p>\u9a97\u5b50\u5229\u7528\u4eba\u5de5\u667a\u80fd\uff08AI\uff09\u6280\u672f\uff0c\u6a21\u62df\u4f01\u4e1a\u9ad8\u7ba1\u6216\u5bb6\u4eba\u670b\u53cb\u7684\u58f0\u97f3\u548c\u89c6\u9891\uff0c\u9a97\u53d6\u53d7\u5bb3\u8005\u7684\u4fe1\u4efb\uff0c\u4ece\u800c\u8981\u6c42\u8f6c\u8d26\u6216\u63d0\u4f9b\u654f\u611f\u4fe1\u606f\u3002\u66f4\u5148\u8fdb\u7684AI\u6280\u672f\u751a\u81f3\u53ef\u4ee5\u6a21\u4eff\u8bed\u6c14\u3001\u9762\u90e8\u8868\u60c5\uff0c\u4f7f\u53d7\u5bb3\u8005\u96be\u4ee5\u5bdf\u89c9\u3002<br \/>\n<strong>\u5982\u4f55\u9884\u9632\uff1a<\/strong><\/p>\n<p>\u6838\u5b9e\u8eab\u4efd\uff0c\u91cd\u8981\u4fe1\u606f\u6216\u5927\u989d\u8f6c\u8d26\u524d\uff0c\u4f7f\u7528\u89c6\u9891\u901a\u8bdd\u6216\u5176\u4ed6\u65b9\u5f0f\u786e\u8ba4\u3002<\/p>\n<p>\u5bf9\u4efb\u4f55\u7a81\u5982\u5176\u6765\u7684\u8d44\u91d1\u8bf7\u6c42\u4fdd\u6301\u8b66\u60d5\uff0c\u5c24\u5176\u662f\u901a\u8fc7\u975e\u6b63\u5f0f\u6e20\u9053\uff08\u5982\u5fae\u4fe1\u3001WhatsApp\uff09\u3002<\/p>\n<p>\u4f7f\u7528\u53cc\u56e0\u7d20\u8ba4\u8bc1\uff082FA\uff09\uff0c\u9632\u6b62\u8d26\u53f7\u88ab\u76d7\u540e\u88ab\u7528\u6765\u8bc8\u9a97\u3002<\/p>\n<ol start=\"2\">\n<li><strong>\u5047\u5192\u6295\u8d44\u5e73\u53f0\u8bc8\u9a97<\/strong><\/li>\n<\/ol>\n<p>\u4e0d\u6cd5\u5206\u5b50\u521b\u5efa\u865a\u5047\u7684\u6295\u8d44\u7f51\u7ad9\u6216APP\uff0c\u5ba3\u4f20\u9ad8\u56de\u62a5\u7684\u6295\u8d44\u9879\u76ee\uff0c\u5982\u80a1\u7968\u3001\u52a0\u5bc6\u8d27\u5e01\u3001\u623f\u5730\u4ea7\u57fa\u91d1\u7b49\u3002\u521d\u671f\u53ef\u80fd\u4f1a\u7ed9\u6295\u8d44\u8005\u4e00\u4e9b\u5229\u6da6\u4ee5\u83b7\u53d6\u4fe1\u4efb\uff0c\u968f\u540e\u5377\u6b3e\u6d88\u5931\u3002<br \/>\n<strong>\u5982\u4f55\u9884\u9632\uff1a<\/strong><\/p>\n<p>\u53ea\u5728\u6b63\u89c4\u91d1\u878d\u673a\u6784\u6216\u6301\u724c\u6295\u8d44\u5e73\u53f0\u4e0a\u6295\u8d44\u3002<\/p>\n<p>\u5728\u5b98\u65b9\u76d1\u7ba1\u673a\u6784\uff08\u5982SEC\u3001FINRA\u7b49\uff09\u67e5\u8be2\u5e73\u53f0\u662f\u5426\u5408\u6cd5\u3002<\/p>\n<p>\u8c28\u9632\u201c\u9ad8\u6536\u76ca\u3001\u4f4e\u98ce\u9669\u201d\u7684\u6295\u8d44\u627f\u8bfa\uff0c\u5929\u4e0b\u6ca1\u6709\u514d\u8d39\u7684\u5348\u9910\u3002<\/p>\n<ol start=\"3\">\n<li><strong>\u5047\u94f6\u884c\u6216\u653f\u5e9c\u901a\u77e5\u8bc8\u9a97<\/strong><\/li>\n<\/ol>\n<p>\u8bc8\u9a97\u8005\u5192\u5145\u94f6\u884c\u3001\u7a0e\u52a1\u5c40\u6216\u793e\u4fdd\u673a\u6784\uff0c\u5411\u53d7\u5bb3\u8005\u53d1\u9001\u4f2a\u9020\u7684\u7535\u5b50\u90ae\u4ef6\u6216\u77ed\u4fe1\uff0c\u8981\u6c42\u63d0\u4f9b\u4e2a\u4eba\u4fe1\u606f\u6216\u652f\u4ed8\u672a\u7f34\u7a0e\u6b3e\u3002<br 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\/>\n<strong>2025<\/strong><strong>\u5e74\u4fdd\u9669\u6b3a\u8bc8\u65b0\u624b\u6cd5<\/strong><\/p>\n<ol>\n<li><strong>\u5047\u610f\u5916\u4f24\u5bb3\u6216\u533b\u7597\u4fdd\u9669\u7d22\u8d54<\/strong><\/li>\n<\/ol>\n<p>\u4e2a\u4eba\u6216\u56e2\u4f19\u4f2a\u9020\u533b\u7597\u4e8b\u6545\uff0c\u63d0\u4ea4\u865a\u5047\u533b\u7597\u8bb0\u5f55\uff0c\u9a97\u53d6\u8d54\u507f\u91d1\u3002<\/p>\n<p>\u533b\u7597\u673a\u6784\u6216\u4fdd\u9669\u4e2d\u4ecb\u4f2a\u9020\u6cbb\u7597\u8bb0\u5f55\uff0c\u5411\u4fdd\u9669\u516c\u53f8\u7533\u8bf7\u9ad8\u989d\u7406\u8d54\u3002<br 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href=\"https:\/\/icitynews.com\/?p=444197\">2025\u91d1\u878d\u8bc8\u9a97\u4e0e\u4fdd\u9669\u6b3a\u8bc8\u65b0\u624b\u6cd5\uff0c\u5982\u4f55\u9884\u9632\uff1f<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>\u8fd1\u5e74\u6765\uff0c\u91d1\u878d\u8bc8\u9a97\u548c\u4fdd\u9669\u6b3a\u8bc8\u624b\u6cd5\u4e0d\u65ad\u5347\u7ea7\uff0c2025\u5e74\u66f4\u662f\u8fce\u6765\u4e86\u65b0\u4e00\u8f6e\u7684\u6b3a\u8bc8\u6280\u672f\u9769\u65b0\u3002\u65e0\u8bba\u662f\u4e2a\u4eba\u6d88\u8d39\u8005\u8fd8\u662f\u91d1\u878d\u4ece\u4e1a\u8005\uff0c\u90fd\u9700\u8981\u65f6\u523b\u8b66\u60d5\u65b0\u578b\u9a97\u672f\uff0c\u4ee5\u4fdd\u62a4\u81ea\u5df1\u7684\u8d44\u4ea7\u548c\u4fe1\u7528\u3002\u6211\u4eec\u5c06\u4e3a\u5927\u5bb6\u4ecb\u7ecd\u5f53\u524d\u6700\u5e38\u89c1\u7684\u91d1\u878d\u8bc8\u9a97\u4e0e 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