{"id":428471,"date":"2024-08-02T17:06:00","date_gmt":"2024-08-03T00:06:00","guid":{"rendered":"https:\/\/icitynews.com\/?p=428471"},"modified":"2024-08-02T17:06:00","modified_gmt":"2024-08-03T00:06:00","slug":"%e6%80%bb%e7%bb%9f%e5%a4%a7%e9%80%89%e7%bb%93%e6%9e%9c%e5%af%b9%e4%ba%8e%e7%be%8e%e5%9b%bd%e7%a8%8e%e5%8a%a1%e6%94%bf%e7%ad%96%e7%9a%84%e5%bd%b1%e5%93%8d","status":"publish","type":"post","link":"https:\/\/icitynews.com\/?p=428471","title":{"rendered":"\u603b\u7edf\u5927\u9009\u7ed3\u679c\u5bf9\u4e8e\u7f8e\u56fd\u7a0e\u52a1\u653f\u7b56\u7684\u5f71\u54cd"},"content":{"rendered":"<p>\u4eca\u5e74\u662f\u7f8e\u56fd\u603b\u7edf\u9009\u4e3e\u5e74\uff0c\u8fd1\u671f\u5927\u9009\u7684\u5f62\u5f0f\u53d1\u751f\u4e86\u4e00\u4e9b\u53d8\u5316\uff1a\u7f8e\u56fd\u603b\u7edf\u62dc\u767b(Biden)\u8868\u793a\uff0c\u4ed6\u5c06\u7ed3\u675f2024\u5e74\u7684\u8fde\u4efb\u7ade\u9009\u6d3b\u52a8\uff0c\u4ece\u800c\u5f00\u542f\u4e86\u6c11\u4e3b\u515a\u9074\u9009\u65b0\u5019\u9009\u4eba\u7684\u7d27\u5f20\u7a0b\u5e8f\uff0c\u8be5\u515a\u8981\u786e\u5b9a\u7531\u8c01\u6765\u53d6\u4ee381\u5c81\u7684\u62dc\u767b\u6210\u4e3a11\u6708\u5927\u9009\u7684\u603b\u7edf\u5019\u9009\u4eba\u3002<\/p>\n<p>\u76ee\u524d\u7684\u5927\u9009\u5f62\u52bf\u662f\u600e\u6837\u7684\uff1f\u7279\u522b\u662f\uff0c\u5728\u4e0d\u540c\u5019\u9009\u4eba\u6267\u653f\u7684\u60c5\u51b5\u4e0b\uff0c\u7a0e\u52a1\u653f\u7b56\u5c06\u4f1a\u5982\u4f55\u53d8\u5316\uff1f\u8fd9\u4e9b\u653f\u7b56\u5c06\u5bf9\u4e2a\u4eba\u548c\u4f01\u4e1a\u4ea7\u751f\u600e\u6837\u7684\u5f71\u54cd\uff1f\u4eca\u5929\u8ba9\u6211\u4eec\u6765\u6df1\u5165\u63a2\u8ba8\u8fd9\u4e00\u91cd\u8981\u8bdd\u9898\u3002<\/p>\n<p><strong>2024<\/strong><strong>\u7f8e\u56fd\u603b\u7edf\u5927\u9009\u73b0\u72b6<\/strong><\/p>\n<ol>\n<li>\u6c11\u4e3b\u515a\u4f55\u65f6\u4ee5\u53ca\u5982\u4f55\u63d0\u540d\u65b0\u5019\u9009\u4eba\uff1f<\/li>\n<\/ol>\n<p>\u6c11\u4e3b\u515a\u5168\u56fd\u4ee3\u8868\u5927\u4f1a\u5c06\u4e8e8\u670819\u65e5\u5f00\u5e55\u3002\u6c11\u4e3b\u515a\u4eba\u53ef\u80fd\u5728\u5927\u4f1a\u4e0a\u6216\u4e8b\u5148\u5728\u7ebf\u4e0a\u9009\u51fa\u5019\u9009\u4eba\u3002\u6700\u8fd1\uff0c\u5728\u62dc\u767b\u51b3\u5b9a\u9000\u9009\u4e4b\u524d\uff0c\u515a\u5185\u5b98\u5458\u4e00\u76f4\u8ba1\u5212\u57288\u67087\u65e5\u4e4b\u524d\u6572\u5b9a\u62dc\u767b\u7684\u6b63\u5f0f\u63d0\u540d\uff0c\u8fd9\u6bd4\u6c11\u4e3b\u515a\u5168\u56fd\u4ee3\u8868\u5927\u4f1a\u5f00\u5e55\u65f6\u95f4\u63d0\u524d\u4e86\u8fd1\u4e24\u5468\u3002<\/p>\n<ol start=\"2\">\n<li>\u54c8\u91cc\u65af\u4f1a\u81ea\u52a8\u83b7\u5f97\u6c11\u4e3b\u515a\u63d0\u540d\u5417\uff1f<\/li>\n<\/ol>\n<p>\u54c8\u91cc\u65af\u4e0d\u4f1a\u56e0\u4e3a\u662f\u526f\u603b\u7edf\u5c31\u81ea\u52a8\u83b7\u5f97\u63d0\u540d\u2014\u2014\u8d1f\u8d23\u63d0\u540d\u6295\u7968\u7684\u4ee3\u8868\u4eec\u5df2\u7ecf\u9009\u51fa\uff0c\u6240\u4ee5\u5979\u548c\u4efb\u4f55\u5176\u4ed6\u4eba\u5904\u4e8e\u540c\u7b49\u5730\u4f4d\u3002\u4e0d\u8fc7\u9274\u4e8e\u5979\u5728\u6c11\u4e3b\u515a\u5185\u7684\u5730\u4f4d\u4ee5\u53ca\u5728\u767d\u5bab\u7684\u4eba\u8109\uff0c\u5979\u53ef\u80fd\u6210\u4e3a\u9886\u8dd1\u8005\uff0c\u5c24\u5176\u662f\u5728\u62dc\u767b\u7684\u652f\u6301\u4e0b\u3002\u62dc\u767b\u548c\u54c8\u91cc\u65af\u4ecd\u7136\u9700\u8981\u8bf4\u670d\u4ee3\u8868\u4eec\u6295\u7968\u7ed9\u5979\u3002<\/p>\n<ol start=\"3\">\n<li>\u5927\u9009\u8fd1\u51b5<\/li>\n<\/ol>\n<p>\u300a\u534e\u5c14\u8857\u65e5\u62a5\u300b(The Wall Street Journal)\u6700\u65b0\u6c11\u8c03\u663e\u793a\uff0c\u5361\u9a6c\u62c9\u00b7\u54c8\u91cc\u65af(Kamala Harris)\u4e0e\u5510\u7eb3\u5fb7\u00b7\u7279\u6717\u666e(Donald Trump)\u7684\u652f\u6301\u7387\u4e0d\u76f8\u4e0a\u4e0b\u3002\u5728\u4e24\u4eba\u5bf9\u51b3\u4e2d\uff0c\u524d\u603b\u7edf\u7279\u6717\u666e\u4ee549%\u5bf947%\u7684\u652f\u6301\u7387\u9886\u5148\u73b0\u4efb\u526f\u603b\u7edf\u54c8\u91cc\u65af\uff0c\u4f46\u8fd9\u4e00\u5dee\u8ddd\u5728\u6b63\u8d1f3.1\u4e2a\u767e\u5206\u70b9\u7684\u8bef\u5dee\u8303\u56f4\u5185\u3002\u672c\u6708\u65e9\u4e9b\u65f6\u5019\uff0c\u7279\u6717\u666e\u66fe\u9886\u5148\u4e8e\u603b\u7edf\u62dc\u767b(Joe Biden)6\u4e2a\u767e\u5206\u70b9\uff0c\u540e\u8005\u968f\u540e\u9000\u51fa\u7ade\u9009\u5e76\u8f6c\u800c\u652f\u6301\u54c8\u91cc\u65af\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u5728\u8fd9\u4e3e\u4e16\u5173\u6ce8\u7684\u5927\u9009\u5e74\u91cc\uff0c\u5404\u5019\u9009\u4eba\u90fd\u4f1a\u53d1\u8868\u81ea\u5df1\u7684\u8d22\u653f\u7a0e\u6536\u653f\u7b56\u4e3b\u5f20\uff0c\u4ee5\u4e89\u53d6\u81ea\u5df1\u66f4\u591a\u7684\u7968\u6570\u3002<br \/>\n<strong><br \/>\n<\/strong><strong>\u5982\u679c\u7279\u6717\u666e\u5f53\u9009\u603b\u7edf\uff0c\u5bf9\u7f8e\u56fd\u7ecf\u6d4e\u53ca\u7a0e\u52a1\u610f\u5473\u7740\u4ec0\u4e48\uff1f<br \/>\n<\/strong>\u300a\u51cf\u7a0e\u4e0e\u5c31\u4e1a\u6cd5\u300b\uff08Tax Cuts and Jobs Act of 2017, TCJA\uff09\u662f\u7279\u6717\u666e\u548c\u5171\u548c\u515a\u53d6\u5f97\u7684\u9996\u6b21\u91cd\u5927\u7acb\u6cd5\u80dc\u5229\uff0c\u4e5f\u662f\u81ea1986\u5e74\u4ee5\u6765\u7f8e\u56fd\u6700\u91cd\u8981\u7684\u7a0e\u6539\u7acb\u6cd5\u3002<strong>\u8fd9\u9879\u7a0e\u6539\u666e\u904d\u964d\u4f4e\u4e86\u4f01\u4e1a\u3001\u4e2a\u4eba\u548c\u5bb6\u5ead\u7684\u7a0e\u8d1f\u3002<\/strong>\u7a0e\u6539\u80fd\u5728\u4e00\u5b9a\u7a0b\u5ea6\u4e0a\u4fc3\u8fdb\u7f8e\u56fd\u7ecf\u6d4e\u589e\u957f\u548c\u5c31\u4e1a\uff0c\u540c\u65f6\u4e5f\u5c06\u5e26\u6765\u7ecf\u6d4e\u4e0d\u5e73\u7b49\u548c\u503a\u52a1\u589e\u957f\uff0c\u5e76\u4ea7\u751f\u663e\u8457\u653f\u6cbb\u5f71\u54cd\u3002\u7a0e\u6539\u5c06\u63d0\u5347\u7f8e\u56fd\u4f01\u4e1a\u7684\u56fd\u9645\u7ade\u4e89\u529b\uff0c\u5e76\u7ed9\u4ed6\u56fd\u5e26\u6765\u8d44\u672c\u5916\u6d41\u548c\u51cf\u7a0e\u538b\u529b\u3002<\/p>\n<p>\u300a\u51cf\u7a0e\u4e0e\u5c31\u4e1a\u6cd5\u6848\u300b\u6838\u5fc3\u5185\u5bb9\u5305\u62ec\u4ee5\u4e0b\u51e0\u70b9\uff1a<\/p>\n<p><strong>\u4e2a\u4eba\u7a0e\u52a1\u65b9\u9762<\/strong><\/p>\n<ol>\n<li>\u8fb9\u9645\u7a0e\u7387\u964d\u4f4e\uff1a\u4e2a\u4eba\u6240\u5f97\u7a0e\u7684\u6700\u9ad8\u7a0e\u7387\u4ece39%\u964d\u81f337%\u3002<\/li>\n<li>\u6807\u51c6\u6263\u9664\u989d\u7ffb\u500d\uff1a\u5355\u8eab\u7eb3\u7a0e\u4eba\u7684\u6807\u51c6\u6263\u9664\u989d\u4ece6,350\u7f8e\u5143\u63d0\u9ad8\u523012,000\u7f8e\u5143\uff0c\u5df2\u5a5a\u5171\u540c\u7533\u62a5\u8005\u7684\u6807\u51c6\u6263\u9664\u989d\u4ece12,700\u7f8e\u5143\u63d0\u9ad8\u523024,000\u7f8e\u5143\u3002<\/li>\n<li>\u513f\u7ae5\u7a0e\u6536\u62b5\u514d\u589e\u52a0\uff1a\u513f\u7ae5\u7a0e\u6536\u62b5\u514d\u4ece1,000\u7f8e\u5143\u589e\u52a0\u52302,000\u7f8e\u5143\u3002<\/li>\n<li>\u66ff\u4ee3\u6027\u6700\u4f4e\u7a0e\uff08AMT\uff09\u8c03\u6574\uff1a\u63d0\u9ad8\u4e86\u9002\u7528\u66ff\u4ee3\u6027\u6700\u4f4e\u7a0e\u7684\u95e8\u69db\uff0c\u4f7f\u5f97\u66f4\u591a\u7eb3\u7a0e\u4eba\u514d\u4e8e\u7f34\u7eb3\u8be5\u7a0e\u3002<\/li>\n<li>\u9057\u4ea7\u7a0e\uff1a2017\u5e74\u9057\u4ea7\u7a0e\u514d\u7a0e\u989d\u7ffb\u500d\uff0c\u4ece549\u4e07\u7f8e\u5143\u63d0\u9ad8\u52301,118\u4e07\u7f8e\u5143\uff082024\u5e74\u4e2a\u4eba\u514d\u7a0e\u989d\u4e3a1,361\u4e07\u7f8e\u5143\uff0c\u592b\u59bb\u514d\u7a0e\u989d\u4e3a2,722\u4e07\u7f8e\u5143\uff09\u3002<\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n<p><strong>\u4f01\u4e1a\u7a0e\u52a1\u65b9\u9762<\/strong><\/p>\n<ol>\n<li>\u4f01\u4e1a\u6240\u5f97\u7a0e\u7387\u964d\u4f4e\uff1a\u4f01\u4e1a\u6700\u9ad8\u6240\u5f97\u7a0e\u7387\u4ece35%\u964d\u81f321%\u3002<\/li>\n<li>\u5c0f\u4f01\u4e1a\u7a0e\u6536\u4f18\u60e0\uff1a\u4e3a\u5408\u4f19\u4f01\u4e1a\u3001\u6709\u9650\u8d23\u4efb\u516c\u53f8\uff08LLC\uff09\u548cS\u516c\u53f8\u7b49\u901a\u8fc7\u6027\u5b9e\u4f53(Pass-through Entities)\u63d0\u4f9b20%\u7684\u6263\u9664\u989d\u3002Section 199A &#8211; Qualified Business Income Deduction<\/li>\n<li>\u5168\u7403\u65e0\u5f62\u4f4e\u7a0e\u6536\u5165\uff08GILTI\uff09\uff1aGILTI\u7a0e\u662f2017\u5e74\u300a\u7a0e\u6cd5\u51cf\u514d\u53ca\u5c31\u4e1a\u6cd5\u6848\u300b\uff08Tax Cuts and Jobs Act\uff0cTCJA\uff09\u7684\u4e00\u90e8\u5206\uff0c\u7531\u7279\u6717\u666e\u653f\u5e9c\u7b7e\u7f72\u6210\u4e3a\u6cd5\u5f8b\u3002\u8de8\u56fd\u4f01\u4e1a\u5728\u6d77\u5916\u8d5a\u53d6\u7684\u5168\u7403\u65e0\u5f62\u4f4e\u7a0e\u6536\u5165\u7684\u6700\u4f4e\u6709\u6548\u7a0e\u7387\u8bbe\u7f6e\u4e3a5%\u3002<\/li>\n<li>\u8d44\u672c\u6295\u8d44\u8d39\u7528\u5316\uff1a\u5141\u8bb8\u4f01\u4e1a\u7acb\u5373\u5c06\u65b0\u8d2d\u7f6e\u7684\u8bbe\u5907\u548c\u5176\u4ed6\u8d44\u672c\u652f\u51fa\u7684\u6210\u672c\u5168\u90e8\u6263\u9664\uff0c\u800c\u4e0d\u662f\u9010\u5e74\u6298\u65e7\u3002<\/li>\n<li>\u7a0e\u57fa\u4fb5\u8680\u4e0e\u53cd\u6ee5\u7528\u7a0e\uff08BEAT\uff09\uff1a\u9488\u5bf9\u8de8\u56fd\u516c\u53f8\u5185\u90e8\u4ea4\u6613\u8bbe\u7acb\u7684\u7a0e\u6536\uff0c\u9632\u6b62\u4f01\u4e1a\u901a\u8fc7\u5c06\u5229\u6da6\u8f6c\u79fb\u5230\u4f4e\u7a0e\u7387\u56fd\u5bb6\u6765\u51cf\u5c11\u7f8e\u56fd\u7a0e\u57fa\u3002<\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n<p>\u7279\u6717\u666e\u7a0e\u6539\u63aa\u65bd\u9884\u8ba1\u57282025\u5e74\u5230\u671f\uff0c\u6839\u636e2024\u8d22\u5e74\u8054\u90a6\u9884\u7b97\u63d0\u6848\uff0c\u7279\u6717\u666e\u653f\u5e9c\u5e0c\u671b\u5c06\u8fd9\u4e9b\u7a0e\u6539\u63aa\u65bd\u5ef6\u957f\u81f32035\u5e74\u3002\u8fd9\u4e00\u5ef6\u957f\u8ba1\u5212\u5c06\u53d6\u51b3\u4e8e\u5171\u548c\u515a\u80fd\u5426\u5728\u53c2\u4f17\u4e24\u9662\u83b7\u5f97\u76f8\u5bf9\u591a\u6570\u3002<\/p>\n<p>&nbsp;<\/p>\n<p><strong>\u5982\u679c\u54c8\u91cc\u65af\u5f53\u9009\u603b\u7edf\uff0c\u5bf9\u7f8e\u56fd\u7ecf\u6d4e\u53ca\u7a0e\u52a1\u610f\u5473\u7740\u4ec0\u4e48\uff1f<\/strong><\/p>\n<h3>\u4f5c\u4e3a\u526f\u603b\u7edf\uff0c\u54c8\u91cc\u65af\u652f\u6301\u62dc\u767b\u7684\u7a0e\u6536\u8bae\u7a0b\uff0c\u5373\u63d0\u9ad8\u5bf9\u4f01\u4e1a\u548c\u9ad8\u6536\u5165\u5bb6\u5ead\u7684\u7a0e\u6536\uff0c\u540c\u65f6\u5bf9\u6536\u5165\u4f4e\u4e8e40\u4e07\u7f8e\u5143\u7684\u5bb6\u5ead\u7ef4\u6301\u73b0\u6709\u7a0e\u6536\u6c34\u5e73\u6216\u51cf\u7a0e\u3002\u9996\u5148\u6211\u4eec\u6765\u56de\u987e\u4e00\u4e0b\u62dc\u767b\u7a0e\u5236\u6539\u9769\uff0c\u62dc\u767b\u7a0e\u5236\u6539\u9769\u653f\u7b56\u65e8\u5728\u5bf9\u5bcc\u4eba\u52a0\u7a0e\uff0c\u4ee5\u589e\u52a0\u56fd\u5e93\u6536\u76ca\uff0c\u6295\u8d44\u516c\u5171\u670d\u52a1\uff1a<\/h3>\n<p><strong>\u4f01\u4e1a\u7a0e\u52a1\u65b9\u9762<\/strong><\/p>\n<ol>\n<li>\u4f01\u4e1a\u6240\u5f97\u7a0e\u7387\uff1a\u5c06\u4f01\u4e1a\u6700\u9ad8\u6240\u5f97\u7a0e\u7387\u4ece21%\u63d0\u9ad8\u523028%\u3002<\/li>\n<li>\u5168\u7403\u65e0\u5f62\u4f4e\u7a0e\u6536\u5165\uff08GILTI\uff09\u7a0e\uff1a\u5c06\u8de8\u56fd\u4f01\u4e1a\u5728\u6d77\u5916\u8d5a\u53d6\u7684\u5168\u7403\u65e0\u5f62\u4f4e\u7a0e\u6536\u5165\uff08GILTI\uff09\u7684\u6709\u6548\u7a0e\u7387\u63d0\u9ad8\u523021%\u3002<\/li>\n<li>\u6700\u4f4e\u4f01\u4e1a\u7a0e\uff1a\u5bf9\u51c0\u5229\u8d85\u8fc710\u4ebf\u7f8e\u5143\u4e14\u672a\u7f34\u7eb3\u8db3\u989d\u7a0e\u6b3e\u7684\u4f01\u4e1a\uff0c\u5f81\u6536\u8d26\u4e0a\u6240\u5f9715%\u7684\u6700\u4f4e\u7a0e\u7387\u3002<\/li>\n<li>\u5236\u9020\u4e1a\u56de\u5f52\u8ba1\u5212\uff1a\u63d0\u51fa4000\u4ebf\u7f8e\u5143\u91c7\u8d2d\u7f8e\u56fd\u4ea7\u54c1\u7684\u8ba1\u5212\uff0c\u8981\u6c42\u653f\u5e9c\u91c7\u8d2d\u56fd\u5185\u4ea7\u54c1\uff0c\u5e76\u63d0\u9ad8\u5bf9\u201c\u7f8e\u56fd\u5236\u9020\u201d\u5546\u54c1\u6807\u7b7e\u7684\u8981\u6c42\u3002<\/li>\n<\/ol>\n<p><strong>\u4e2a\u4eba\u7a0e\u52a1\u65b9\u9762<\/strong><\/p>\n<ol>\n<li>\u4e2a\u4eba\u6240\u5f97\u7a0e\u7387\uff1a\u5c06\u6700\u9ad8\u4e2a\u4eba\u6240\u5f97\u7a0e\u7387\u4ece37%\u63d0\u9ad8\u52306%\u3002\u8fd9\u4e00\u8c03\u6574\u4e3b\u8981\u9488\u5bf9\u5e74\u6536\u5165\u8d85\u8fc740\u4e07\u7f8e\u5143\u7684\u4e2a\u4eba\u548c\u5bb6\u5ead\u3002<\/li>\n<li>\u8d44\u672c\u5229\u5f97\u7a0e\uff1a\u5c06\u5e74\u6536\u5165\u8d85\u8fc7100\u4e07\u7f8e\u5143\u7684\u4e2a\u4eba\u548c\u5bb6\u5ead\u7684\u957f\u671f\u8d44\u672c\u5229\u5f97\u7a0e\u7387\u4ece20%\u63d0\u9ad8\u52306%\u3002<\/li>\n<li>\u793e\u4f1a\u5b89\u5168\u4fdd\u9669\u7a0e\uff1a\u5bf9\u5e74\u6536\u5165\u8d85\u8fc740\u4e07\u7f8e\u5143\u7684\u4e2a\u4eba\u6216\u5bb6\u5ead\uff0c\u5f81\u65362%\u7684\u793e\u4f1a\u5b89\u5168\u4fdd\u9669\u7a0e\u3002<\/li>\n<\/ol>\n<p>\u62c5\u4efb\u53c2\u8bae\u5458\u548c\u603b\u7edf\u5019\u9009\u4eba\u671f\u95f4\uff0c\u54c8\u91cc\u65af\u6807\u5fd7\u6027\u7684\u7a0e\u6536\u63d0\u6848\u662f\u300aLIFT\u6cd5\u6848\u300b (LIFT Act)\uff0c\u76f8\u5f53\u4e8e\u8981\u63d0\u9ad8\u5168\u6c11\u57fa\u672c\u6536\u5165\uff0c\u5341\u5e74\u5185\u5c06\u8017\u8d44\u7ea63\u4e07\u4ebf\u7f8e\u5143\u3002\u54c8\u91cc\u65af\u7684\u8ba1\u5212\u5c06\u4e3a\u4e2a\u4eba\u63d0\u4f9b3,000\u7f8e\u5143\u7684\u7a0e\u6536\u62b5\u514d\uff0c\u4e3a\u5df2\u5a5a\u592b\u5987\u63d0\u4f9b6,000\u7f8e\u5143\u7684\u7a0e\u6536\u62b5\u514d\u3002\u6839\u636e\u7f8e\u56fd\u7a0e\u6536\u653f\u7b56\u4e2d\u5fc3(Tax Policy Center)\uff0c\u8be5\u8ba1\u5212\u5c06\u9010\u6b65\u53d6\u6d88\u5bf9\u4e2d\u3001\u9ad8\u6536\u5165\u5bb6\u5ead\u7684\u7a0e\u6536\u62b5\u514d\uff0c\u4ee5\u4fbf\u5c0690%\u7684\u798f\u5229\u7ed9\u4e88\u6536\u5165\u6700\u4f4e\u768460%\u7684\u5bb6\u5ead\u3002<\/p>\n<p>\u4e0e\u6240\u6709\u5176\u4ed6\u53c2\u8bae\u9662\u6c11\u4e3b\u515a\u4eba\u4e00\u6837\uff0c\u54c8\u91cc\u65af\u57282017\u5e74\u6295\u7968\u53cd\u5bf9\u5171\u548c\u515a\u7684\u7a0e\u6cd5\uff0c\u8be5\u7a0e\u6cd5\u964d\u4f4e\u4e86\u4e2a\u4eba\u548c\u4f01\u4e1a\u7a0e\u7387\uff0c\u5e76\u51cf\u5c11\u4e86\u4e00\u4e9b\u7a0e\u6536\u62b5\u514d\u3002<strong>\u62dc\u767b\u653f\u5e9c\u76ee\u524d\u7684\u7acb\u573a\u662f\uff0c\u5c06\u8bb8\u591a\u57282025\u5e74\u540e\u5230\u671f\u7684\u51cf\u7a0e\u63aa\u65bd\u5ef6\u957f\uff0c\u4e14\u540c\u65f6\u5bf9\u9ad8\u6536\u5165\u5bb6\u5ead\u589e\u7a0e\u3002<\/strong><\/p>\n<p>&nbsp;<\/p>\n<h3>\u65e0\u8bba\u9009\u4e3e\u7ed3\u679c\u5982\u4f55, \u6211\u4eec\u81ea\u5df1\u5e94\u8be5\u5982\u4f55\u505a\u597d\u8d22\u52a1\u3001\u7a0e\u52a1\u89c4\u5212?<br \/>\n1. \u8bc4\u4f30\u548c\u8c03\u6574\u6295\u8d44\u7ec4\u5408<\/h3>\n<h3>2. \u4fdd\u6301\u5145\u8db3\u7684\u7d27\u6025\u5907\u7528\u91d1<\/h3>\n<h3>3. \u5173\u6ce8\u901a\u80c0\u548c\u5229\u7387\u53d8\u5316<\/h3>\n<h3>4. \u4f18\u5316\u503a\u52a1\u7ba1\u7406<\/h3>\n<h3>5. \u5236\u5b9a\u957f\u671f\u8d22\u52a1\u76ee\u6807<\/h3>\n<h3>6. \u5229\u7528\u7a0e\u6536\u4f18\u60e0\u653f\u7b56<\/h3>\n<h3>7. \u4fdd\u6301\u7075\u6d3b\u6027\u548c\u9002\u5e94\u6027<\/h3>\n<h3>8. \u54a8\u8be2\u4e13\u4e1a\u7406\u8d22\u987e\u95ee<\/h3>\n<p><strong>\u53ef\u4ee5\u5ef6\u7a0e\u514d\u7a0e\u7684\u7406\u8d22\u89c4\u5212\u65b9\u5f0f\u6709\u54ea\u4e9b\uff1f<\/strong><\/p>\n<ul>\n<li><strong>\u5e74\u91d1<\/strong><\/li>\n<\/ul>\n<p><strong>1.<\/strong><strong>\u5e74\u91d1\u53ef\u4ee5\u5ef6\u7a0e\uff08<\/strong><strong>tax-deferral<\/strong><strong>\uff09\uff0c<\/strong>\u653e\u8fdb\u8d26\u6237\u91cc\u9762\u7684\u94b1\uff0c\u53ea\u8981\u4e0d\u53d6\u51fa\u5c31\u53ef\u4ee5\u6682\u65f6\u4e0d\u7528\u4ea4\u7a0e\uff0c\u76f4\u5230\u9886\u53d6\u517b\u8001\u91d1\u7684\u65f6\u5019\u518d\u4ea4\u7a0e\u3002\u4e5f\u53ef\u4ee5\u5e2e\u52a9\u62b5\u6297\u901a\u8d27\u81a8\u80c0\u3002<\/p>\n<p><strong>2.<\/strong><strong>\u5e74\u91d1\u7684\u5b58\u6b3e\u5e76\u6ca1\u6709\u4e0a\u9650\uff0c<\/strong>\u4e0e401K\u6216\u8005IRA\u662f\u4e0d\u540c\u7684\u3002\u4e5f\u5c31\u662f\u8bf4\u53ef\u4ee5\u6839\u636e\u81ea\u5df1\u7684\u9700\u8981\u6295\u5165\u81ea\u5df1\u8ba4\u4e3a\u5408\u7406\u7684\u6570\u5b57\u3002<\/p>\n<p><strong>3.<\/strong><strong>\u5176\u4ed6\u9000\u4f11\u8d26\u6237\u7684\u94b1\u53ef\u4ee5\u4e00\u6b21\u6027\u7684\u8f6c\u8fdb\u5e74\u91d1\u91cc\u9762\u3002<\/strong>\u6709\u5f88\u591a\u5e74\u91d1\u4ea7\u54c1\u4f1a\u6839\u636e\u7f34\u8d39\u7684\u5177\u4f53\u5e74\u9650\uff0c\u5728\u7b2c\u4e00\u5e74\u6216\u8005\u4e4b\u540e\u5f88\u591a\u5e74\u53d1\u653e\u7ea2\u5229\u3002<\/p>\n<p><strong>4.<\/strong><strong>\u6295\u4fdd\u4eba\u53ef\u83b7\u5f97\u7ec8\u8eab\u7684\u9000\u4f11\u6536\u5165\uff0c\u8fd8\u53ef\u4ee5\u6307\u5b9a\u53d7\u76ca\u4eba\u3002<\/strong>\u5982\u679c\u6295\u4fdd\u4eba\u5728\u9886\u53d6\u5e74\u91d1\u4e4b\u524d\u5c31\u53bb\u4e16\u4e86\uff0c\u53d7\u76ca\u4eba\u53ef\u4ee5\u9886\u53d6\u6263\u9664\u8d39\u7528\u540e\u7684\u672c\u91d1\u3002\u5f53\u7136\u5982\u679c\u6295\u4fdd\u4eba\u53bb\u4e16\u65f6\u8d26\u6237\u91cc\u9762\u8fd8\u6709\u6ca1\u6709\u9886\u53d6\u5b8c\u7684\u4f59\u989d\uff0c\u53d7\u76ca\u4eba\u4e5f\u53ef\u4ee5\u7ee7\u7eed\u9886\u53d6\u3002<\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li><strong>\u4eba\u5bff\u4fdd\u9669<\/strong><\/li>\n<\/ul>\n<p><strong>1.<\/strong><strong>\u4e2a\u4eba\u4e0e\u5bb6\u5ead\u4fdd\u969c<\/strong><\/p>\n<p><strong>a.<\/strong><strong>\u751f\u524d\u798f\u5229\uff1a<\/strong>\u5305\u62ec\u6162\u6027\u75be\u75c5\u3001\u91cd\u5927\u75be\u75c5\u3001\u672b\u671f\u75be\u75c5\u3001\u963f\u5c14\u5179\u6d77\u9ed8\u75c7\u3001\u764c\u75c7\u7b49\u75be\u75c5\u7684\u8d54\u4ed8\uff0c\u7528\u4e8e\u652f\u4ed8\u6295\u4fdd\u4eba\u7684\u533b\u7597\u7b49\u76f8\u5173\u8d39\u7528\u3002<\/p>\n<p><strong>b.<\/strong><strong>\u957f\u671f\u62a4\u7406\uff1a<\/strong>\u5bf9\u4e8e\u60a3\u6709\u6162\u6027\u75be\u75c5\u6216\u65e0\u6cd5\u81ea\u7406\u72b6\u6001\u4e0b\u7684\u6295\u4fdd\u4eba\uff0c\u53ef\u4ee5\u7533\u8bf7\u7406\u8d54\u7528\u4e8e\u957f\u671f\u62a4\u7406\u7684\u8d39\u7528\u3002<\/p>\n<p><strong>c.<\/strong><strong>\u8eab\u6545\u7406\u8d54\uff1a<\/strong>\u56e0\u75c5\u8eab\u6545\u6216\u8005\u610f\u5916\u8eab\u6545\u7684\u65f6\u5019\uff0c\u53d7\u76ca\u4eba\u6309\u7167\u4fdd\u5355\u9886\u53d6\u6295\u4fdd\u4eba\u7684\u8eab\u6545\u8d54\u507f\u9ad8\u51c0\u8d44\u4ea7\u4eba\u58eb\u5c24\u5176\u9700\u8981\u5229\u7528\u9ad8\u989d\u5bff\u9669\u6765\u505a\u597d\u8d22\u5bcc\u4f20\u627f\u3002<\/p>\n<p>&nbsp;<\/p>\n<p><strong>2.<\/strong><strong>\u7406\u8d22\u89c4\u5212<\/strong><\/p>\n<p><strong>a.<\/strong><strong>\u50a8\u84c4\u7406\u8d22\uff1a<\/strong>IUL\u7684\u4fdd\u8d39\u9664\u4e86\u652f\u4ed8\u4fdd\u9669\u6210\u672c\uff0c\u8fd8\u4f1a\u7d2f\u79ef\u5230\u4fdd\u5355\u7684\u50a8\u84c4\u8d26\u6237\uff0c\u73b0\u91d1\u4ef7\u503c\u8ddf\u8e2a\u6307\u6570\u5e02\u573a\u7684\u6ce2\u52a8\u800c\u589e\u503c\u3002<\/p>\n<p><strong>b.<\/strong><strong>\u73b0\u91d1\u4ef7\u503c\u8d37\u6b3e\uff1a<\/strong>\u5229\u7528\u4fdd\u5355\u8d37\u6b3e\u7684\u5f62\u5f0f\u7075\u6d3b\u4f7f\u7528\u73b0\u91d1\u4ef7\u503c\uff0c\u53ef\u4ee5\u7528\u4e8e\u6559\u80b2\u57fa\u91d1\u7684\u89c4\u5212\u3001\u517b\u8001\u89c4\u5212\u7b49\u3002<\/p>\n<p><strong>c.<\/strong><strong>\u7a0e\u6536\u4f18\u60e0\uff1a<\/strong>\u4fdd\u9669\u7406\u8d54\u6b3e\uff0c\u73b0\u91d1\u4ef7\u503c\u589e\u957f\uff0c\u548c\u8d37\u6b3e\u90fd\u4e0d\u9700\u8981\u7f34\u7eb3\u8d44\u672c\u5229\u5f97\u7a0e\u3002\u540c\u65f6\u4fdd\u5355\u5982\u679c\u8bbe\u8ba1\u5f97\u5f53\u53ef\u4ee5\u514d\u9057\u4ea7\u7a0e\uff0c\u5e2e\u52a9\u8fdb\u884c\u9057\u4ea7\u89c4\u5212\u3002<\/p>\n<p>\u5728\u7f8e\u56fd\uff0c2024\u5e74\u4e2a\u4eba\u9057\u4ea7\u514d\u7a0e\u989d\u662f1300\u4e07\u7f8e\u5143\uff0c\u592b\u59bb\u9057\u4ea7\u514d\u7a0e\u989d\u662f2600\u4e07\u7f8e\u5143\u3002\u8d85\u51fa\u514d\u7a0e\u989d\u7684\u8d44\u4ea7\u5728\u4f20\u627f\u65f6\u9700\u8981\u7f34\u7eb3\u9ad8\u8fbe40%\u7684\u8054\u90a6\u9057\u4ea7\u7a0e\u3002\u56e0\u6b64\uff0c\u4fe1\u6258\u52a0\u9ad8\u989d\u5bff\u9669\u662f\u8fdb\u884c\u7a0e\u52a1\u89c4\u5212\u7684\u6700\u4f73\u529e\u6cd5\u3002<\/p>\n<ol>\n<li><strong>\u89c4\u907fCRS: <\/strong>\u5927\u90e8\u5206\u56fd\u5bb6\u5df2\u7ecf\u5f00\u59cb\u542f\u52a8CRS, \u4e0e\u5176\u4ed6\u53c2\u4e0e\u56fd\u5bb6\u4e92\u6362\u91d1\u878d\u4fe1\u606f\u3002\u7f8e\u56fd\u76ee\u524d\u6ca1\u6709\u52a0\u5165CRS, \u7f6e\u4ea7\u5728\u7f8e\u56fd, \u65e0\u8bba\u662f\u623f\u5730\u4ea7\u6216\u8005\u91d1\u878d\u4ea7\u54c1\u5bf9\u9ad8\u51c0\u8d44\u4ea7\u4eba\u58eb\uff0c\u5177\u6709\u66f4\u9690\u5bc6\u7684\u4f5c\u7528 \u3002<\/li>\n<\/ol>\n<p><strong>\u00a0<\/strong>\u6211\u4eec\u7f8e\u56fd\u5965\u6dc7\u56fd\u9645\u91d1\u878d\/\u7f8e\u56fd\u5b8f\u76db\u4fdd\u9669\u4e0e\u7406\u8d22\u516c\u53f8\u62e5\u67094000\u591a\u540d\u719f\u6089\u8d22\u52a1\u7ba1\u7406\u53ca\u4fdd\u9669\u4e0e\u7406\u8d22\u7684\u9ad8\u7aef\u4e13\u4e1a\u4eba\u58eb\uff0c\u5728\u5168\u7f8e20\u4e2a\u5206\u516c\u53f8\u4e3a\u60a8\u63d0\u4f9b\u6700\u5b8c\u5584\u7684\u4e13\u4e1a\u670d\u52a1\uff0c\u5982\u679c\u60a8\u6709\u7a0e\u52a1\u548c\u7406\u8d22\u89c4\u5212\u76f8\u5173\u95ee\u9898\uff0c\u6b22\u8fce\u968f\u65f6\u8054\u7cfb\u6211\u4eec\u3002<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-428472\" src=\"https:\/\/icitynews.com\/wp-content\/uploads\/2024\/08\/\u5965.jpg\" alt=\"\" width=\"628\" height=\"355\" \/><\/p>\n<p class=\"post-copyright\">\u672a\u7ecf\u5141\u8bb8\u4e0d\u5f97\u8f6c\u8f7d\uff1a<a href=\"https:\/\/icitynews.com\">\u57ce\u5e02\u65b0\u95fb\u7f51icitynews<\/a> &raquo; <a href=\"https:\/\/icitynews.com\/?p=428471\">\u603b\u7edf\u5927\u9009\u7ed3\u679c\u5bf9\u4e8e\u7f8e\u56fd\u7a0e\u52a1\u653f\u7b56\u7684\u5f71\u54cd<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>\u4eca\u5e74\u662f\u7f8e\u56fd\u603b\u7edf\u9009\u4e3e\u5e74\uff0c\u8fd1\u671f\u5927\u9009\u7684\u5f62\u5f0f\u53d1\u751f\u4e86\u4e00\u4e9b\u53d8\u5316\uff1a\u7f8e\u56fd\u603b\u7edf\u62dc\u767b(Biden)\u8868\u793a\uff0c\u4ed6\u5c06\u7ed3\u675f2024\u5e74\u7684\u8fde\u4efb\u7ade\u9009\u6d3b\u52a8\uff0c\u4ece\u800c\u5f00\u542f\u4e86\u6c11\u4e3b\u515a\u9074\u9009\u65b0\u5019\u9009\u4eba\u7684\u7d27\u5f20\u7a0b\u5e8f\uff0c\u8be5\u515a\u8981\u786e\u5b9a\u7531\u8c01\u6765\u53d6\u4ee381\u5c81\u7684\u62dc\u767b\u6210\u4e3a11\u6708 [&hellip;]<\/p>\n","protected":false},"author":35,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_links_to":"","_links_to_target":""},"categories":[1],"tags":[],"class_list":["post-428471","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/icitynews.com\/index.php?rest_route=\/wp\/v2\/posts\/428471","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/icitynews.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/icitynews.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/icitynews.com\/index.php?rest_route=\/wp\/v2\/users\/35"}],"replies":[{"embeddable":true,"href":"https:\/\/icitynews.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=428471"}],"version-history":[{"count":0,"href":"https:\/\/icitynews.com\/index.php?rest_route=\/wp\/v2\/posts\/428471\/revisions"}],"wp:attachment":[{"href":"https:\/\/icitynews.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=428471"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/icitynews.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=428471"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/icitynews.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=428471"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}