{"id":420555,"date":"2024-05-01T16:41:39","date_gmt":"2024-05-01T23:41:39","guid":{"rendered":"https:\/\/icitynews.com\/?p=420555"},"modified":"2024-05-01T16:50:01","modified_gmt":"2024-05-01T23:50:01","slug":"medicare%e4%b8%93%e6%a0%8f%ef%bc%8c%e4%ba%86%e8%a7%a3%e5%ae%8c%e6%95%b4%e7%9a%84%e5%81%a5%e5%ba%b7%e4%bf%9d%e9%99%a9%e8%ae%a1%e5%88%92%e5%8f%8a%e6%8f%b4%e5%8a%a9%e8%b5%84%e6%a0%bc","status":"publish","type":"post","link":"https:\/\/icitynews.com\/?p=420555","title":{"rendered":"Medicare\u4e13\u680f\uff0c\u4e86\u89e3\u5b8c\u6574\u7684\u5065\u5eb7\u4fdd\u9669\u8ba1\u5212\u53ca\u63f4\u52a9\u8d44\u683c"},"content":{"rendered":"<p><strong><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-420556\" src=\"https:\/\/icitynews.com\/wp-content\/uploads\/2024\/05\/image001.png\" alt=\"\" width=\"433\" height=\"131\" \/><\/strong><\/p>\n<p><strong>&lt;Q1&gt; <\/strong><strong>\u5982\u679c\u6211<\/strong><strong>\u521a\u6ee165\u5c81\uff0c\u90a3\u6211\u8fd8\u80fd\u6ce8\u518cMedicare\uff08\u7ea2\u84dd\u5361\uff09\u5417\uff1f<\/strong><\/p>\n<p>\u662f\u7684\uff0c\u60a8\u53ef\u4ee5\u6ce8\u518c\u3002Medicare\u662f\u4e00\u9879\u9488\u5bf965\u5c81\u6216\u4ee5\u4e0a\u4eba\u58eb\u7684\u5065\u5eb7\u4fdd\u9669\u8ba1\u5212\u3002\u5982\u679c\u60a8\u5728\u6ee165\u5c81\u4e4b\u524d\uff0c\u5df2\u7ecf\u9886\u53d6\u793e\u4f1a\u4fdd\u969c\u798f\u5229\u56db\u4e2a\u6708\u6216\u4ee5\u4e0a\uff0c\u90a3\u60a8\u4f1a\u81ea\u52a8\u52a0\u5165Medicare\u3002\u5982\u679c\u8be5\u60c5\u51b5\u4e0d\u9002\u7528\u4e8e\u60a8\uff0c\u5219\u60a8\u9700\u8981\u81ea\u5df1\u6ce8\u518cMedicare\u3002\u60a8\u5728\u4e03\u4e2a\u6708\u7684\u521d\u59cb\u6ce8\u518c\u671f\u5185\u6ce8\u518cMedicare\u65f6\uff0c\u60a8\u5c06\u5f97\u5230Medicare A\u90e8\u5206\uff08\u533b\u9662\u4fdd\u9669\uff09\u548cPart B\uff08\u533b\u7597\u4fdd\u9669\uff09\uff0c\u8fd9\u88ab\u79f0\u4e3a\u539f\u6709\u7684Medicare\u3002<\/p>\n<p>\u60a8\u5fc5\u987b\u4e3aB\u90e8\u5206\u548c\/\u6216A\u90e8\u5206\u652f\u4ed8\u6bcf\u6708\u4fdd\u8d39\uff08\u5728\u5927\u591a\u6570\u60c5\u51b5\u4e0b\uff0c\u5982\u679c\u53d7\u76ca\u4eba\u6216\u5176\u914d\u5076\u62e5\u6709\u81f3\u5c1140\u4e2a\u793e\u4f1a\u4fdd\u969c\u5de5\u4f5c\u79ef\u5206\uff0c\u5219\u65e0\u9700\u652f\u4ed8A\u90e8\u5206\u7684\u6bcf\u6708\u4fdd\u8d39\uff09\u3002\u60a8\u9700\u652f\u4ed820%\u7684\u5171\u4ed8\u989d\u548c\u514d\u8d54\u989d\u3002\u5982\u679c\u60a8\u60f3\u586b\u8865\u8fd9\u4e9b\u8d39\u7528\u5dee\u989d\uff0c\u60a8\u53ef\u4ee5\u9009\u62e9\u8d2d\u4e70Medicare C\u90e8\u5206\uff08Medicare \u4f18\u52bf\u8ba1\u5212\uff09\u6216Medigap\uff08\u4e5f\u79f0\u4e3aMedicare\u8865\u5145\u4fdd\u9669\uff09\u3002<\/p>\n<p>Medicare D\u90e8\u5206\uff0c\u53ef\u4ee5\u7406\u89e3\u4e3a\u836f\u7269\u8ba1\u5212\uff0c\u4e5f\u5c31\u662f\u8bf4Medicare D\u90e8\u5206\u4f1a\u5305\u542b\u836f\u7269\u3002\u5982\u679c\u60a8\u6709\u539f\u6709\u7684Medicare\u5e76\u4e14\u9700\u8981\u836f\u7269\u4fdd\u9669\uff0c\u60a8\u5e94\u8d2d\u4e70\u8be5\u836f\u7269\u8ba1\u5212\uff0c\u6216\u8005\u901a\u8fc7Medicare \u4f18\u52bf\u8ba1\u5212\u83b7\u5f97\u836f\u7269\u4fdd\u9669\uff0c \u56e0\u4e3a\u8bb8\u591a\u4f18\u52bf\u8ba1\u5212\u90fd\u5305\u542b\u836f\u7269\u3002<\/p>\n<p>&nbsp;<\/p>\n<p><strong>&lt;Q2&gt; <\/strong><strong>\u4ec0\u4e48\u662f<\/strong><strong>Medicare<\/strong><strong>\uff08\u7ea2\u84dd\u5361\uff09<\/strong><strong>\u4f18\u52bf<\/strong><strong>\u8ba1\u5212<\/strong><strong>\u4ee5\u53ca<\/strong><strong>Medigap<\/strong><strong>\uff08Medicare\u8865\u5145\u4fdd\u9669\uff09\uff1f<\/strong><\/p>\n<p>\u5982\u679c\u60a8\u5df2\u7ecf\u62e5\u6709A\u90e8\u5206\u548cB\u90e8\u5206\uff0c\u90a3\u4e48\u60a8\u53ef\u4ee5\u9009\u62e9\u52a0\u5165Medicare \u4f18\u52bf\u8ba1\u5212\uff0c\u6709\u65f6\u79f0\u4e3a\u201cC\u90e8\u5206\u201d\u6216\u201cMA\u8ba1\u5212\u201d\u3002\u4f18\u52bf\u8ba1\u5212\u81f3\u5c11\u63d0\u4f9b\u4e0e\u539f\u6709\u7684Medicare\u76f8\u540c\u7684\u798f\u5229\u3002\u4e0e\u539f\u6709\u7684Medicare\u4e0d\u540c\uff0c\u4f18\u52bf\u8ba1\u5212\u53ef\u4ee5\u63d0\u4f9b\u989d\u5916\u7684\u798f\u5229\uff0c\u5982\u7259\u79d1\u6216\u89c6\u529b\u65b9\u9762\u7684\u4fdd\u9669\uff0c\u5e76\u8bbe\u6709\u5e74\u5ea6\u81ea\u4ed8\u989d\u4e0a\u9650\u3002\u8bb8\u591a\u4f18\u52bf\u8ba1\u5212\u4e5f\u5c06\u836f\u7269\u4fdd\u9669\u4f5c\u4e3a\u5176\u798f\u5229\u7684\u4e00\u90e8\u5206\u3002\u60a8\u9700\u8981\u4e3a\u4f18\u52bf\u8ba1\u5212\u652f\u4ed8\u6bcf\u6708\u4fdd\u8d39\uff0c\u4f46\u4e5f\u5b58\u5728\u67d0\u4e9b\u4f18\u52bf\u8ba1\u5212\u7684\u6708\u8d39\u4e3a\u96f6\u3002\u7531\u6b64\uff0c\u60a8\u53ef\u4ee5\u5728\u533b\u7597\u4fdd\u5065\u8d39\u7528\u4e0a\u8282\u7701\u5927\u91cf\u8d39\u7528\u3002\u7136\u800c\uff0c\u4f18\u52bf\u8ba1\u5212\u901a\u5e38\u6709\u7f51\u7edc\u9650\u5236\uff0c\u8fd9\u610f\u5473\u7740\u60a8\u5728\u9009\u62e9\u533b\u751f\u3001\u533b\u9662\u548c\u670d\u52a1\u533a\u57df\u65f6\u53ef\u80fd\u4f1a\u53d7\u5230\u9650\u5236\u3002\u5728\u4f18\u52bf\u8ba1\u5212\u4e0b\uff0c\u60a8\u53ef\u80fd\u9700\u8981\u5f97\u5230\u60a8\u7684\u5bb6\u5ead\u533b\u751f\u8f6c\u8bca\u540e\uff0c\u624d\u80fd\u83b7\u5f97\u4e13\u79d1\u533b\u751f\u670d\u52a1\uff0c\u6216\u8005\u9700\u8981\u8ba1\u5212\u7684\u4e8b\u5148\u6388\u6743\u3002\u5982\u679c\u60a8\u66f4\u5173\u5fc3\u4fdd\u9669\u7684\u82b1\u8d39\uff0c\u6216\u8005\u60a8\u4f4f\u5728\u57ce\u5e02\u5730\u533a\uff0c\u4f18\u52bf\u8ba1\u5212\u53ef\u80fd\u662f\u4e00\u4e2a\u4e0d\u9519\u7684\u9009\u9879\u3002<\/p>\n<p>Medigap\uff08Medicare\u8865\u5145\u4fdd\u9669\uff09\u662f\u4e00\u79cd\u79c1\u4eba\u5065\u5eb7\u4fdd\u9669\u653f\u7b56\uff0c\u7528\u4e8e\u586b\u8865\u8d39\u7528\u5206\u644a\u7f3a\u53e3\uff0c\u4f8b\u5982 Medicare A \u90e8\u5206\u548c B \u90e8\u5206\u7684 20% \u5171\u4ed8\u989d\uff0c\u5e76\u4e14\u53ea\u6709\u52a0\u5165\u539f\u6709\u7684Medicare \u7684\u4e2a\u4eba\u624d\u80fd\u8d2d\u4e70\u3002Medigap\u4e0d\u63d0\u4f9b\u836f\u7269\u4fdd\u9669\u6216\u5176\u4ed6\u989d\u5916\u798f\u5229\uff08\u5982\u7259\u79d1\u6216\u89c6\u529b\u4fdd\u9669\uff09\u3002\u5982\u679c\u60a8\u9700\u8981\u989d\u5916\u7684\u4fdd\u9669\uff0c\u60a8\u9700\u8981\u53e6\u5916\u8d2d\u4e70\u60a8\u60f3\u8981\u6dfb\u52a0\u7684\u4fdd\u9669\u8ba1\u5212\u3002\u60a8\u9700\u8981\u4e3aB\u90e8\u5206\u548cMedigap\u8ba1\u5212\u652f\u4ed8\u6bcf\u6708\u4fdd\u8d39\uff08\u5982\u6709\uff0c\u5219\u8fd8\u5305\u62ec\u989d\u5916\u4fdd\u9669\u7684\u8d39\u7528\uff09\uff0c\u6bcf\u6708\u603b\u8ba1\u7ea6400\u7f8e\u5143\u6216\u4ee5\u4e0a\u3002\u5bf9\u4e8e\u9700\u8981\u7ecf\u5e38\u62a4\u7406\u7684\u6162\u6027\u75c5\u60a3\u8005\u3001\u7ecf\u5e38\u65c5\u884c\u6216\u5c45\u4f4f\u5728\u519c\u6751\u5730\u533a\u7684\u4eba\u6765\u8bf4\uff0c\u539f\u6709\u7684Medicare\u52a0\u4e0aMedigap\uff08\u53ef\u9009\u62e9\u52a0\u5165\/\u4e0d\u52a0\u5165\u836f\u7269\u8ba1\u5212\uff09\u5c06\u662f\u4e00\u4e2a\u4e0d\u9519\u7684\u9009\u62e9\u3002<\/p>\n<p>&nbsp;<\/p>\n<p><strong>&lt;Q3&gt; <\/strong><strong>\u60a8\u77e5\u9053\u60a8\u4e5f\u53ef\u80fd\u6709\u8d44\u683c\u83b7\u5f97\u80fd\u6e90\u8d39\u7528\u63f4\u52a9\u5417\uff1f<\/strong><\/p>\n<p>LIHEAP\uff08\u4f4e\u6536\u5165\u5bb6\u5ead\u80fd\u6e90\u63f4\u52a9\u8ba1\u5212\uff09\u662f\u4e00\u4e2a\u7531\u8054\u90a6\u653f\u5e9c\u8d44\u52a9\u7684\u9879\u76ee\uff0c\u65e8\u5728\u5e2e\u52a9\u4f4e\u6536\u5165\u5bb6\u5ead\u6ee1\u8db3\u5176\u5373\u65f6\u7684\u5bb6\u5ead\u80fd\u6e90\u9700\u6c42\u3002\u8be5\u8ba1\u5212\u4e3a\u60a8\u7684\u5bb6\u5ead\u63d0\u4f9b\u6bcf\u5e74\u4e00\u6b21\u7684\u73b0\u91d1\u8865\u52a9\uff0c\u5e2e\u52a9\u60a8\u652f\u4ed8\u5bb6\u5ead\u4f9b\u6696\u548c\u5236\u51b7\u8d39\u7528\u3002\u8865\u52a9\u91d1\u53ef\u4ee5\u76f4\u63a5\u652f\u4ed8\u7ed9\u60a8\u6216\u60a8\u7684\u80fd\u6e90\u63d0\u4f9b\u5546\u3002\u7b26\u5408\u8d44\u683c\u7684\u6761\u4ef6\u5982\u4e0b\uff1a\u5bb6\u5ead\u6536\u5165\u4e0d\u5f97\u8d85\u8fc7\u8054\u90a6\u8d2b\u56f0\u7ebf\u7684150%\uff08\u4f8b\u5982\uff0c\u4e24\u4eba\u5bb6\u5ead\u4e3a2555\u7f8e\u5143\uff09\u6216\u5dde\u4e2d\u4f4d\u6570\u6536\u5165\u768460%\u3002\u8be5\u8ba1\u5212\u7684\u6ce8\u518c\u671f\u53ef\u80fd\u4e0d\u662f\u5168\u5e74\u90fd\u6709\uff0c\u5177\u4f53\u65f6\u95f4\u53d6\u51b3\u4e8e\u60a8\u6240\u5728\u7684\u5dde\u3002\u7533\u8bf7\u7a0b\u5e8f\u548c\u673a\u6784\u6839\u636e\u60a8\u5c45\u4f4f\u7684\u5730\u533a\u800c\u5f02\u3002\u8bf7\u81f4\u7535\u6211\u4eec\u4ee5\u786e\u8ba4\u60a8\u662f\u5426\u6709\u8d44\u683c\u52a0\u5165\u8be5\u8ba1\u5212\u3002<\/p>\n<p>&nbsp;<\/p>\n<p><em>\u5168\u7f8e\u4e9a\u592a\u88d4\u8006\u8001\u4e2d\u5fc3\uff08NAPCA\uff09\u662f\u4e00\u4e2a\u81f4\u529b\u4e8e\u63d0\u9ad8\u4e9a\u88d4\u3001\u590f\u5a01\u5937\u539f\u4f4f\u6c11\u548c\u592a\u5e73\u6d0b\u5c9b\u6c11\uff08<\/em><em>AANHPI<\/em><em>\uff09\u5e74\u957f\u8005\u53ca\u5176\u5bb6\u5ead\u751f\u6d3b\u8d28\u91cf\u7684\u975e\u8425\u5229\u7ec4\u7ec7\u3002\u6211\u4eec\u8fd0\u8425\u7684<\/em><em>NAPCA<\/em><em>\u5e74\u957f\u8005\u5e2e\u52a9\u4e2d\u5fc3\u4e3a\u5e74\u957f\u8005\u548c\u7167\u987e\u8005\u63d0\u4f9b\u670d\u52a1\uff0c\u652f\u6301<\/em><em>\u4e94<\/em><em>\u79cd\u4e0d\u540c\u8bed\u8a00\u3002<\/em><\/p>\n<p class=\"post-copyright\">\u672a\u7ecf\u5141\u8bb8\u4e0d\u5f97\u8f6c\u8f7d\uff1a<a href=\"https:\/\/icitynews.com\">\u57ce\u5e02\u65b0\u95fb\u7f51icitynews<\/a> &raquo; <a href=\"https:\/\/icitynews.com\/?p=420555\">Medicare\u4e13\u680f\uff0c\u4e86\u89e3\u5b8c\u6574\u7684\u5065\u5eb7\u4fdd\u9669\u8ba1\u5212\u53ca\u63f4\u52a9\u8d44\u683c<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>&lt;Q1&gt; \u5982\u679c\u6211\u521a\u6ee165\u5c81\uff0c\u90a3\u6211\u8fd8\u80fd\u6ce8\u518cMedicare\uff08\u7ea2\u84dd\u5361\uff09\u5417\uff1f \u662f\u7684\uff0c\u60a8\u53ef\u4ee5\u6ce8\u518c\u3002Medicare\u662f\u4e00\u9879\u9488\u5bf965\u5c81\u6216\u4ee5\u4e0a\u4eba\u58eb\u7684\u5065\u5eb7\u4fdd\u9669\u8ba1\u5212\u3002\u5982\u679c\u60a8\u5728\u6ee165\u5c81\u4e4b\u524d\uff0c\u5df2\u7ecf\u9886\u53d6\u793e\u4f1a\u4fdd\u969c\u798f [&hellip;]<\/p>\n","protected":false},"author":61,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_links_to":"","_links_to_target":""},"categories":[9],"tags":[],"class_list":["post-420555","post","type-post","status-publish","format-standard","hentry","category-la_local_news"],"_links":{"self":[{"href":"https:\/\/icitynews.com\/index.php?rest_route=\/wp\/v2\/posts\/420555","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/icitynews.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/icitynews.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/icitynews.com\/index.php?rest_route=\/wp\/v2\/users\/61"}],"replies":[{"embeddable":true,"href":"https:\/\/icitynews.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=420555"}],"version-history":[{"count":0,"href":"https:\/\/icitynews.com\/index.php?rest_route=\/wp\/v2\/posts\/420555\/revisions"}],"wp:attachment":[{"href":"https:\/\/icitynews.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=420555"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/icitynews.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=420555"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/icitynews.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=420555"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}