{"id":348712,"date":"2023-03-23T17:33:37","date_gmt":"2023-03-24T00:33:37","guid":{"rendered":"https:\/\/icitynews.com\/?p=348712"},"modified":"2023-03-23T17:33:37","modified_gmt":"2023-03-24T00:33:37","slug":"%e5%8d%8e%e7%be%8e%e9%93%b6%e8%a1%8c%e8%8e%b7%e6%a0%87%e6%99%ae%e8%af%84%e4%b8%ba2022%e5%b9%b4%e6%9c%80%e4%bd%b3%e8%b4%a2%e5%8a%a1%e8%a1%a8%e7%8e%b0%e7%be%8e%e5%9b%bd%e4%b8%8a%e5%b8%82%e9%93%b6","status":"publish","type":"post","link":"https:\/\/icitynews.com\/?p=348712","title":{"rendered":"\u534e\u7f8e\u94f6\u884c\u83b7\u6807\u666e\u8bc4\u4e3a2022\u5e74\u6700\u4f73\u8d22\u52a1\u8868\u73b0\u7f8e\u56fd\u4e0a\u5e02\u94f6\u884c"},"content":{"rendered":"<p>\u57ce\u5e02\u65b0\u95fb3\u670823\u65e5\u5e15\u8428\u8fea\u90a3\u62a5\u5bfc\uff0c\u77e5\u540d\u7f8e\u56fd\u91d1\u878d\u6570\u636e\u5206\u6790\u548c\u7814\u7a76\u5e73\u53f0\u6807\u666e\u5168\u7403\u5e02\u573a\u8d22\u667a\uff08S&amp;P Global Market Intelligence\uff09\u65e5\u524d\u53d1\u8868\u4e00\u4efd\u5bf92022\u5e74\u7f8e\u56fd\u5927\u578b\u4e0a\u5e02\u94f6\u884c\u8d22\u52a1\u4e1a\u7ee9\u7684\u5206\u6790\u62a5\u544a\uff0c\u534e\u7f8e\u94f6\u884c\u51ed\u501f\u5f3a\u52b2\u7684\u53d1\u5c55\u548c\u76c8\u5229\u80fd\u529b\uff0c\u5728103\u5bb6\u8d44\u4ea7\u8fc7\u767e\u4ebf\u7684\u94f6\u884c\u8bc4\u9009\u4e2d\u9ad8\u5c45\u699c\u9996\uff0c \u4f7f\u7f8e\u56fd\u94f6\u884c\uff08\u6392\u540d99\u4f4d\uff09\u3001 \u5927\u901a\u94f6\u884c\uff08\u6392\u540d101\u4f4d\uff09\u7b49\u56db\u5927\u884c\u76f8\u5f62\u900a\u8272\u3002<\/p>\n<p>\u6807\u666e\u5168\u7403\u5e02\u573a\u8d22\u667a\u4f7f\u7528\u65e5\u5386\u5e74\u6570\u636e\u4ee5\u53caGAAP\u6570\u636e\uff0c\u57fa\u4e8e\u4e09\u4e2a\u4e3b\u8981\u7c7b\u522b\u3001\u4e03\u9879\u8d22\u52a1\u6307\u6807\u5bf9\u5165\u56f4\u94f6\u884c\u8fdb\u884c\u8bc4\u5206\u548c\u6392\u540d\u3002\u5176\u4e2d\uff0c\u8d22\u52a1\u589e\u957f\u7684\u6743\u91cd\u4e3a35%\uff0c\u76c8\u5229\u80fd\u529b\u6743\u91cd\u4e3a35%\uff0c\u5b89\u5168\u548c\u7a33\u5065\u6027\u6743\u91cd\u4e3a30%\u3002\u8d22\u52a1\u6307\u6807\u5305\u62ec2022\u5e74\u7684\u62e8\u5907\u524d\u6bcf\u80a1\u6536\u76ca\u53d8\u5316\uff08Pre-provision EPS change\uff09\u3001\u4e94\u5e74\u5e73\u5747\u8425\u8fd0\u6536\u76ca\u53d8\u5316\u30012022\u5e74\u7684\u5e73\u5747\u6709\u5f62\u666e\u901a\u80a1\u62a5\u916c\u7387\uff08Return on Average Tangible Common Equity\uff09\u30012022\u5e74\u7684\u8425\u8fd0\u6548\u7387\uff08Efficiency Ratio\uff09\u30012022\u5e74\u7684\u8d44\u91d1\u6210\u672c\uff08Cost of Funds\uff09\u30012022\u5e7412\u670831\u65e5\u7684\u6760\u6746\u6bd4\u7387\uff08Leverage Ratio\uff09\u4ee5\u53ca\u4e94\u5e74\u5e73\u5747\u5446\u5e10\u6d88\u9664\u6bd4\u7387\uff08NCOs \/ Average Loans\uff09\u3002<img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-348714\" src=\"https:\/\/icitynews.com\/wp-content\/uploads\/2023\/03\/DSC-_1021-800x582.jpg\" alt=\"\" width=\"800\" height=\"582\" srcset=\"https:\/\/icitynews.com.cn\/wp-content\/uploads\/2023\/03\/DSC-_1021-800x582.jpg 800w, https:\/\/icitynews.com.cn\/wp-content\/uploads\/2023\/03\/DSC-_1021-1024x745.jpg 1024w, https:\/\/icitynews.com.cn\/wp-content\/uploads\/2023\/03\/DSC-_1021-768x559.jpg 768w, https:\/\/icitynews.com.cn\/wp-content\/uploads\/2023\/03\/DSC-_1021-600x436.jpg 600w, https:\/\/icitynews.com.cn\/wp-content\/uploads\/2023\/03\/DSC-_1021.jpg 1386w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/p>\n<p>\u534e\u7f8e\u94f6\u884c\u57282022\u5e74\u699c\u5355\u4e2d\u7684\u6392\u540d\u8f83\u4e0a\u5e74\u8dc3\u5347\u4e8610\u4f4d\uff0c\u5e76\u6709\u4e94\u9879\u6307\u6807\u660e\u663e\u4f18\u4e8e\u884c\u4e1a\u4e2d\u4f4d\u6570\u3002\u5176\u4e2d\uff0c\u51c8\u5229\u5dee\uff08Net Interest 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<img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-348612\" src=\"https:\/\/icitynews.com\/wp-content\/uploads\/2023\/03\/IMG_8072-6-800x400.jpg\" alt=\"\" width=\"800\" height=\"400\" srcset=\"https:\/\/icitynews.com.cn\/wp-content\/uploads\/2023\/03\/IMG_8072-6-800x400.jpg 800w, https:\/\/icitynews.com.cn\/wp-content\/uploads\/2023\/03\/IMG_8072-6-1024x512.jpg 1024w, https:\/\/icitynews.com.cn\/wp-content\/uploads\/2023\/03\/IMG_8072-6-768x384.jpg 768w, https:\/\/icitynews.com.cn\/wp-content\/uploads\/2023\/03\/IMG_8072-6-1536x768.jpg 1536w, https:\/\/icitynews.com.cn\/wp-content\/uploads\/2023\/03\/IMG_8072-6-600x300.jpg 600w, https:\/\/icitynews.com.cn\/wp-content\/uploads\/2023\/03\/IMG_8072-6.jpg 1667w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-348613\" src=\"https:\/\/icitynews.com\/wp-content\/uploads\/2023\/03\/IMG_1771-6-800x564.jpg\" alt=\"\" width=\"800\" height=\"564\" srcset=\"https:\/\/icitynews.com.cn\/wp-content\/uploads\/2023\/03\/IMG_1771-6-800x564.jpg 800w, https:\/\/icitynews.com.cn\/wp-content\/uploads\/2023\/03\/IMG_1771-6-1024x722.jpg 1024w, https:\/\/icitynews.com.cn\/wp-content\/uploads\/2023\/03\/IMG_1771-6-768x542.jpg 768w, https:\/\/icitynews.com.cn\/wp-content\/uploads\/2023\/03\/IMG_1771-6-1536x1084.jpg 1536w, https:\/\/icitynews.com.cn\/wp-content\/uploads\/2023\/03\/IMG_1771-6-2048x1445.jpg 2048w, https:\/\/icitynews.com.cn\/wp-content\/uploads\/2023\/03\/IMG_1771-6-600x423.jpg 600w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-348614\" src=\"https:\/\/icitynews.com\/wp-content\/uploads\/2023\/03\/IMG_1668-6-800x399.png\" alt=\"\" width=\"800\" height=\"399\" srcset=\"https:\/\/icitynews.com.cn\/wp-content\/uploads\/2023\/03\/IMG_1668-6-800x399.png 800w, https:\/\/icitynews.com.cn\/wp-content\/uploads\/2023\/03\/IMG_1668-6-1024x511.png 1024w, https:\/\/icitynews.com.cn\/wp-content\/uploads\/2023\/03\/IMG_1668-6-768x383.png 768w, https:\/\/icitynews.com.cn\/wp-content\/uploads\/2023\/03\/IMG_1668-6-1536x767.png 1536w, https:\/\/icitynews.com.cn\/wp-content\/uploads\/2023\/03\/IMG_1668-6-2048x1023.png 2048w, https:\/\/icitynews.com.cn\/wp-content\/uploads\/2023\/03\/IMG_1668-6-600x300.png 600w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-348615\" src=\"https:\/\/icitynews.com\/wp-content\/uploads\/2023\/03\/IMG_0911-6-800x400.jpg\" alt=\"\" width=\"800\" height=\"400\" srcset=\"https:\/\/icitynews.com.cn\/wp-content\/uploads\/2023\/03\/IMG_0911-6-800x400.jpg 800w, https:\/\/icitynews.com.cn\/wp-content\/uploads\/2023\/03\/IMG_0911-6-1024x512.jpg 1024w, https:\/\/icitynews.com.cn\/wp-content\/uploads\/2023\/03\/IMG_0911-6-768x384.jpg 768w, https:\/\/icitynews.com.cn\/wp-content\/uploads\/2023\/03\/IMG_0911-6-1536x768.jpg 1536w, https:\/\/icitynews.com.cn\/wp-content\/uploads\/2023\/03\/IMG_0911-6-600x300.jpg 600w, https:\/\/icitynews.com.cn\/wp-content\/uploads\/2023\/03\/IMG_0911-6.jpg 1667w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-348616\" src=\"https:\/\/icitynews.com\/wp-content\/uploads\/2023\/03\/IMG_1478-6-800x400.jpg\" alt=\"\" width=\"800\" height=\"400\" srcset=\"https:\/\/icitynews.com.cn\/wp-content\/uploads\/2023\/03\/IMG_1478-6-800x400.jpg 800w, https:\/\/icitynews.com.cn\/wp-content\/uploads\/2023\/03\/IMG_1478-6-1024x512.jpg 1024w, https:\/\/icitynews.com.cn\/wp-content\/uploads\/2023\/03\/IMG_1478-6-768x384.jpg 768w, https:\/\/icitynews.com.cn\/wp-content\/uploads\/2023\/03\/IMG_1478-6-1536x768.jpg 1536w, https:\/\/icitynews.com.cn\/wp-content\/uploads\/2023\/03\/IMG_1478-6-600x300.jpg 600w, https:\/\/icitynews.com.cn\/wp-content\/uploads\/2023\/03\/IMG_1478-6.jpg 1667w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-348617\" src=\"https:\/\/icitynews.com\/wp-content\/uploads\/2023\/03\/IMG_6021-4-800x400.jpg\" alt=\"\" width=\"800\" height=\"400\" srcset=\"https:\/\/icitynews.com.cn\/wp-content\/uploads\/2023\/03\/IMG_6021-4-800x400.jpg 800w, https:\/\/icitynews.com.cn\/wp-content\/uploads\/2023\/03\/IMG_6021-4-1024x512.jpg 1024w, https:\/\/icitynews.com.cn\/wp-content\/uploads\/2023\/03\/IMG_6021-4-768x384.jpg 768w, https:\/\/icitynews.com.cn\/wp-content\/uploads\/2023\/03\/IMG_6021-4-1536x768.jpg 1536w, https:\/\/icitynews.com.cn\/wp-content\/uploads\/2023\/03\/IMG_6021-4-600x300.jpg 600w, https:\/\/icitynews.com.cn\/wp-content\/uploads\/2023\/03\/IMG_6021-4.jpg 1667w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-348618\" src=\"https:\/\/icitynews.com\/wp-content\/uploads\/2023\/03\/IMG_1439-6-800x400.jpg\" alt=\"\" width=\"800\" height=\"400\" srcset=\"https:\/\/icitynews.com.cn\/wp-content\/uploads\/2023\/03\/IMG_1439-6-800x400.jpg 800w, https:\/\/icitynews.com.cn\/wp-content\/uploads\/2023\/03\/IMG_1439-6-1024x512.jpg 1024w, https:\/\/icitynews.com.cn\/wp-content\/uploads\/2023\/03\/IMG_1439-6-768x384.jpg 768w, https:\/\/icitynews.com.cn\/wp-content\/uploads\/2023\/03\/IMG_1439-6-1536x768.jpg 1536w, https:\/\/icitynews.com.cn\/wp-content\/uploads\/2023\/03\/IMG_1439-6-600x300.jpg 600w, https:\/\/icitynews.com.cn\/wp-content\/uploads\/2023\/03\/IMG_1439-6.jpg 1667w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/p>\n<p class=\"post-copyright\">\u672a\u7ecf\u5141\u8bb8\u4e0d\u5f97\u8f6c\u8f7d\uff1a<a href=\"https:\/\/icitynews.com\">\u57ce\u5e02\u65b0\u95fb\u7f51icitynews<\/a> &raquo; <a href=\"https:\/\/icitynews.com\/?p=348712\">\u534e\u7f8e\u94f6\u884c\u83b7\u6807\u666e\u8bc4\u4e3a2022\u5e74\u6700\u4f73\u8d22\u52a1\u8868\u73b0\u7f8e\u56fd\u4e0a\u5e02\u94f6\u884c<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>\u57ce\u5e02\u65b0\u95fb3\u670823\u65e5\u5e15\u8428\u8fea\u90a3\u62a5\u5bfc\uff0c\u77e5\u540d\u7f8e\u56fd\u91d1\u878d\u6570\u636e\u5206\u6790\u548c\u7814\u7a76\u5e73\u53f0\u6807\u666e\u5168\u7403\u5e02\u573a\u8d22\u667a\uff08S&amp;P Global Market Intelligence\uff09\u65e5\u524d\u53d1\u8868\u4e00\u4efd\u5bf92022\u5e74\u7f8e\u56fd\u5927\u578b\u4e0a\u5e02\u94f6\u884c\u8d22\u52a1\u4e1a\u7ee9\u7684 [&hellip;]<\/p>\n","protected":false},"author":35,"featured_media":348713,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_links_to":"","_links_to_target":""},"categories":[9],"tags":[],"class_list":["post-348712","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-la_local_news"],"_links":{"self":[{"href":"https:\/\/icitynews.com\/index.php?rest_route=\/wp\/v2\/posts\/348712","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/icitynews.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/icitynews.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/icitynews.com\/index.php?rest_route=\/wp\/v2\/users\/35"}],"replies":[{"embeddable":true,"href":"https:\/\/icitynews.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=348712"}],"version-history":[{"count":0,"href":"https:\/\/icitynews.com\/index.php?rest_route=\/wp\/v2\/posts\/348712\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/icitynews.com\/index.php?rest_route=\/wp\/v2\/media\/348713"}],"wp:attachment":[{"href":"https:\/\/icitynews.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=348712"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/icitynews.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=348712"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/icitynews.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=348712"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}