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\n\uf0b7Roth IRA\u548cRoth 401\uff08k\uff09\u4f86\u81ea\u65bc\u7a05\u5f8c\u8cc7\u91d1\uff0c\u6240\u4ee5\u60a8\u53ef\u4ee5\u5728\u9000\u4f11\u5f8c\u4eab\u53d7\u514d\u7a05\u63d0\u9818\u3002\u9019\u4e00\u985e\u7684\u5e33\u6236\u53ef\u8207\u61c9\u7a05\u5e33\u6236\u5408\u4f75\u4f7f\u7528\uff0c\u65b9\u4fbf\u5728\u9000\u4f11\u5f8c\u7ba1\u7406\u60a8\u7684\u8ce6\u7a05\u7fa9\u52d9\u3002
\n\uf0b7\u7d42\u751f\u58fd\u96aa\uff08Whole life insurance*) \u6703\u5728\u4e00\u6bb5\u6642\u9593\u5f8c\u7d2f\u7a4d\u6de8\u503c\u3002\u7576\u4e00\u5f35\u4fdd\u55ae\u7d93\u904e\u8db3\u5920\u6642\u9593\u7d2f\u7a4d\u4e86\u4e00\u5b9a\u50f9\u503c\uff0c\u60a8\u5c31\u53ef\u4ee5\u5728\u5fc5\u8981\u6642\u52d5\u7528\u7d2f\u7a4d\u7684\u73fe\u91d1\u50f9\u503c\u3002\u60a8\u53ef\u4ee5\u628a\u5b83\u7576\u4f5c\u5728\u5e02\u5834\u8b8a\u52d5\u4e0d\u5b9a\u6642\u7684\u4fdd\u8b77\u5c64\u3002
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\n*\u5229\u7528\u4fdd\u55ae\u7684\u73fe\u91d1\u50f9\u503c\u9032\u884c\u501f\u8cb8\uff0c\u514c\u73fe\u4fdd\u55ae\uff0c\u6216\u63d0\u9818\u73fe\u91d1\u90fd\u6703\u6e1b\u4f4e\u4fdd\u55ae\u7684\u6b7b\u4ea1\u7d66\u4ed8\u984d\uff1b\u4e26\u53ef\u80fd\u5fc5\u9808\u652f\u4ed8\u8d85\u51fa\u9810\u671f\u7684\u8cbb\u7528\u4e14\/\u6216\u5c0e\u81f4\u610f\u6599\u4e4b\u5916\u7684\u8ce6\u7a05\u7fa9\u52d9\u3002\u627f\u64d4\u672a\u4fee\u6b63\u7684\u58fd\u96aa\u5951\u7d04\uff08non-Modified Endowment Contract\uff0c MEC\uff09\u3002<\/p>\n
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