It is usually about one month’s rent, and covers administrative, advertising and miscellaneous costs. Find out if insurance is included in the price quoted by the removals company, or whether you are required to pay extra for this. Get the latest coronavirus (COVID-19) updates for Belgium with current travel advice, statistics and online resources.. Below are average maximum temperatures at popular destinations in Belgium for next month - November. These may be pension payments, benefits, or any other form of income. Does the plan allow you to continue cover unbroken through your lifetime? The French/Vlaams linguistic divide is roughly north-south down the middle of the country. If you decide to look at privately advertised properties without the services of an estate agent, take care not to accept a property belonging to a bad landlord or fall for a scam. • kitchen equipped with a sink Belgium is the base for many European Union (EU) institutions, and has a rich history and a varied culture of its own. The annual average precipitation in Belgium is around 32 inches, distributed by darkness of color on the map. (Weather station: Charleroi / Gosselies, Belgium). Compare quotes from leading foreign exchange currency brokers. Most regular payments will be done by direct debit or standing order. Do these require any pre-authorization or if stated in the plan can you just pay and claim? Currently: 30 °F. Partly this is because expat average incomes are higher than the average wages of native Belgian residents so they can afford to live in a more expensive district, but also expats in Brussels are reputed to live and socialise together to the general exclusion of friendships with local people which means they cluster in the same neighbourhoods. • Montgomery International (IB) Some private pension organisations may also offer the same facility. During the summer the sea water has a cooling effect on Belgium’s weather; during the winter temperatures don’t drop too much unless there is a strong easterly current. Business visas are available for business people who wish to participate in activities that are related to business in Belgium. Rain is fairly frequent and the weather is quite changeable. If you need to take out a personal loan, many banks will be able to offer them. Bancontact/Mister Cash cards also contain a Proton chip; a balance is loaded onto the chip at a cash dispenser, and then used at retail outlets up to the value of €15 as a contactless payment; amounts over this will require the pin. If the tenant wants to leave, a full three months’ notice must be given. Belgium - Climate data - Climate information and average monthly temperature, humidity, rainfall, snowfall, daylight, sunshine, UV index, and sea temperature for all cities and towns. • Proof of accommodation International schools can be found in all major cities, and these schools will specifically cater for expats and their children. The official body for gaining equivalent recognition of your foreign diploma is NARIC-Vlaanderen for Flanders or NARIC for Wallonia. Brussels, the capital, is host to the European Parliament, and to most of the EU/EC departments, making it extraordinarily culturally and linguistically diverse. Are all and any nationalities accepted or are there restrictions which apply to local nationals? Belgium hosts a very high number of foreign students, and given the quality and depth of education in this relatively small country, anyone choosing to educate their children here can be assured that the system is well set to give them the best opportunity to excel, and enable them to fit in wherever they go in the world. • A Language Preference Form As far as charges are concerned, you will probably be required to pay a flat fee per transaction. Language skills: your proficiency level for each of the official languages. A good broker will discuss all the options with you and enable you to make the best decision for your circumstances. You can also choose which medical practice to go to. • The second is an explanation of the important aspects of the law on domestic leases, which will vary according to the region in which the property is based. Whilst the list is short, it provides a starting point as the firms listed have experience of working on behalf of expat clients. Property in Brussels is cheaper than many other capitals in the north of Europe, but expats tend to prefer to live in the more expensive areas of the city; the European district is especially popular despite the cost. Light freezing rain. Solicitors in Antwerp will be registered with the Orde van Advocaten Antwerpen. Household debt at 60% of GDP is close to, but below, the European average; this is significantly due to the buoyancy of the housing market over the past 20 years (despite a mortgage lending regime which was prudent even before 2008) and the tax benefits of holding a mortgage, rather than debt accrued through personal consumption. Some banks also allow you to make international payments online. The Euro replaced the Belgian franc, which had been the national currency since Belgium’s independence in 1832. A Schengen visa can be extended, but only in special circumstances. Get your weekly fix of holiday inspiration from leading travel writers. • EuroBrussels. Many international schools offer language teaching posts on variable contracts. Whatever method you choose, transfers normally take between 3-7 days although 1-2 day transfers are often available but be prepared to pay more for these. It is the tenant’s responsibility to keep the property in good condition whilst living there. More clouds than sun. • windows that open The tenancy agreement, or lease, must legally contain all terms and conditions. When taking out health insurance, be sure to check factors such as the annual and lifetime policy limits, whether there are any exclusions which are likely to affect you, whether you are limited to treatment from specific types of healthcare providers, and whether the policy covers emergency evacuation for medical treatment. There are 10 national public holidays, and all federal public services are closed on 2 November (All Souls’ Day), 15 November (King’s Feast) and 26 December. Extracurricular activities: include every activity you have participated in, no matter at what level, with a short summary of your responsibilities. There are significant groups from several European nations, and also from former Belgian colonies in Africa. Check the rates carefully. In Brussels, the climate is warm and temperate. For most expats, currency transfer involves transferring small to medium sized amounts regularly from an existing bank account back home into a new overseas bank account in the local currency. Select a destination to see the climate guide for all months of the year. The climate here is … However, most banks in Belgium are following a branch reduction programme. Race, gender, sexual orientation and social origin must not be relevant to a landlord’s decision of whether to accept an applicant as a tenant. The maritime temperate climate in Belgium is similar to that in England, with four distinct seasons, mild winters, cool summers and plenty of rain throughout the year. Belgium Climate & Weather The Belgium climate is temperate, with warm weather in summer (May to September) and cool to cold weather in winter (December to February). If you want to stay for longer and work, then you can go to your local town hall (often referred to as either a Maison Communale in French, Gemeentehuis in Dutch or Stadthalle in German) to register. Get the latest coronavirus (COVID-19) updates for Belgium with current travel advice, statistics and online resources.. Below are average maximum temperatures at popular destinations in Belgium for next month - November. Belgium Weather and Precipitation Map. Summer days are long with it often staying light until 2230 and temperatures reaching 25-30°C (77-86°F), intermingled with occasional drizzly days. When applying at the Belgian embassy or consulate, the guardian or parent should accompany their under-age children. Apr Furnished accommodation in the Brussels Regions also legally requires the landlord to produce authorisation from the Housing Department (Service de Logement) of the Brussels-Capital authorities. C Permits are not tied to a specific job or employer. In Brussels some branches will be open after 4pm one day a week. You will also be required to register with the social security system. Alternatively, the tenant could ask for works to be carried out to rectify the problems, and in this situation a court could reduce the tenant’s rent until the repairs are completed. Most providers are open to everyone, although a few are restricted to members of particular professional, political and religious groups. Immersing yourself in native language television and newspapers is also highly productive. You can find out more information on eligibility for extension on the official website. Obtain a firm estimate of the likely arrival date of your items and obtain contact details for any agents that will be dealing with the removal in your destination country. Belgium’s flowers and gardens stay green during the summer because the city receives about 10 days of rain per month. Ask for quotes from several companies first, ensuring that they visit your home to carry out a survey of your requirements. Never pay the security deposit to the landlord, either in cash or to their bank account. Winds SSW at 20 to 30 mph. The covering letter should be typed on A4 paper and contain your contact details followed by three sections: • Introduction: describe briefly the position you are applying for and where you found the job announcement. Virtually all the inhabitants of Flanders do learn French to bilingual standard, but the uptake of Flemish by the French-speaking Walloon population is considerably lower. This temperate maritime climate is typical of northwest Europe, and is predominantly influenced by air masses from the Atlantic. Three copies must exist; to be held by the tenant, the landlord, and to complete the compulsory registration of contract. [125943] Climate is the statistics of weather, usually over a 30-year interval. By fall, the weather starts to get colder, with temperatures ranging from the mid 30s to the mid 60s. This means mild winters and cool summers. Education in Belgium is well developed and well administered, but can seem quite complex if you are coming to the country for the first time. • A certificate from your employer (Weather station: Charleroi / Gosselies, Belgium). • fittings The buyer will be required to pay a range of significant costs through this process. That said, most Belgians also learn English and at least one other language in school. First Choice  FloridaTix  Hoseasons  James Villas  Jet2.com  Jet2holidays  Love Holidays  On the Beach  Rail Europe - formerly Loco2  RHS  Saga Holidays  TUI  Virgin Atlantic  VRBO (formerly HomeAway)  More... We help you find the best travel deals for your holiday in the sun by sharing tips on when and where to go, before providing you with top discounts. Fees must be established with the school itself, and you are advised to examine the small print carefully – many international schools have a registration fee, and additional capital fees for new buildings or special projects. Banks offer savings accounts and these are the preferred investment vehicles for Belgian households, who tend to avoid riskier investments especially as the regulated savings accounts are favoured by the tax framework. Climate data and weather averages in Namur. There are many more to choose from dependent on your requirements. • water-heaters fitted with fume-extraction flue consistent with applicable safety standards This ties the buyer to the purchase, though the seller can still leave at this point. If you are moving to Belgium, you will need to consider the ease with which you are able to communicate. The landlord must also provide proof, in the form of an attestation de contrôle, of regular inspections of the individual heating systems (every 2 years), the electrical wiring (every 5 years), gas fittings and fixtures (every 2 years) and extraction flues for fumes and smoke (every year). Dew Point: 44 °F. Important questions to ask the insurance provider: 1. Many expats take out private medical insurance, even if this is not a requirement of residence, because healthcare is expensive in their destination country or because certain treatments and procedures are not available. This climate is considered to be Cfb according to the Köppen-Geiger climate classification. Education: names of institutions; dates of enrolment; course titles. Any repairs needed after damage or neglect has occurred may be charged against the security deposit and possibly through further legal action if the sums are significant. Even if you are planning a short trip to Belgium, you may still require a Schengen visa or a Belgium airport transit visa. Whether you are employed in Belgium by a company, or are self-employed, you will be eligible for state health insurance. The University of Ghent is amongst the best Flemish speaking universities, and the Universite Catholique de Louvain is the highest ranked French-speaking institution. During this period, you are exposed to exchange rate movements and therefore, a forward contract is ideal if, for example, you have agreed to buy a house and want to fix the rate now but will not be making payment for a couple of months. Apply for jobs with a covering letter and a two-page CV, both written in the appropriate language. Very much of our first impression about country depends on mood and weather. The climate of Belgium is cool and wet because it is influenced by the Atlantic Ocean, especially on the coast and the plain. If you are planning to go out as a couple, it is a good plan to make a pact to speak in French, Flemish or German together as often as possible. For this visa, you will typically need supporting documents, such as: • Invitation letter from the Belgian company Direct applications are less likely to be successful than an application through an agency. Select a destination to see the climate guide for all months of the year. As an example, this KBC Brussels website in English offers a personal loan page which explains the minimum and maximum loan limits they will consider, clear and accessible terms and conditions, and even an online calculator to show what the repayments will cost according to the amount borrowed and the term of repayment. Belgium - Climate data - Climate information and average monthly temperature, humidity, rainfall, snowfall, daylight, sunshine, UV index, and sea temperature for all cities and towns. The rainfall in Antwerp is significant, with precipitation even during the driest month. 80%. In saying this, in the majority of cases, you should have an employment offer first, and your employer would have already applied for your work permit on your behalf. You will require proof of regular income generated by property, for the last six months, and/or a recent pension statement. • Trade License (first issued and present renewal) Metric (°C / mm)  |  Imperial (°F / inches), Get your weekly fix of holiday inspiration from some of the world's best travel writers plus save on your next trip with the latest exclusive offers. 3) Ability to fix the exchange rate in advance using a Forward Contract. Against this: basic utilities (electricity, heating, water, waste) for an 85m2 average 136€ per month. More than 7 in 10 Belgians own their own home, which is quite high by European standards, so if you are hoping to rent your Belgian property out at some point in the future you will have to carefully consider popular locations for rent before you buy. I allows to enjoy vacation in these areas. Medical visa: For patients that require medical care in one of the hospitals or clinics in Belgium. Primary and secondary school curricula will vary slightly, depending on the regional authority and on the philosophy of the individual school. Nov There is a high demand for private and international schooling in Belgium, due to the large expat population. Pressure: 30.02 "Hg. Graduates of that system will receive an IB certificate, which is a recognized standard for those seeking further education in many other countries. If your doctor is a state medic – a ‘fund’ doctor – then their fees will be set by the state and they are not legally allowed to charge more. Rates of pay vary considerably, and if you are intending to stay long-term you need to factor in the cost of living, and your own desired lifestyle. Frontal conditions moving from the west produce heavy and frequent rainfall, averaging 30 to 40 inches (750 to 1,000 mm) a year. In general, tuition fees at denominational schools can be relatively low, whilst private non-aligned schools and particularly international schools will charge much more. It is charged on a calendar year basis (1st January to 31st December) each year. Brussels has a significant amount of rainfall during the year. • Proof of trip financing. On some occasions, you may be asked for additional documentation, such as an invitation letter from a permanent resident or citizen of Belgium, proof of lodging or a return ticket to exit the country. Belgium is a federation of three different regions with three official languages: Flanders in the north (speaking Dutch), Brussels (official languages Dutch and French, but most people just speak French), and Wallonia in the south (speaking French). Firstly, brokers will often be able to offer you a better rate than your bank. 3. You may also find that withdrawal limits are in place (as a security measure) even if you significant funds in your account back home. You have to pay contributions to the health system, or make sure that your employer pays them for you. Belgium has a culture based around a work life balance, so shops and banks have opening hours that are shorter than many other European countries. • Certified copies of ID/passport of both parents This would be done by sending a registered letter which must be signed for by the recipient, and must have been received before the three month deadline is reached. Generally, visitors can expect a maritime climate and a high average annual rainfall. Make sure you check whether this applies to you prior to making travel arrangements. Mar VAT has been added to cosmetic surgery that is undertaken from patient choice rather than as a result of accidents and emergencies. • Belgium application form, signed by both parents, or a family court order, in cases where only one parent has full custody over the child If you know you need to convert/move funds in the future but don?t yet have the money you can reserve a rate in advance using a Forward Contract. You are most likely, however, to find work in either public schools or private international institutions. If you have problems entering a property for a viewing for whatever reason or meet a ‘friend’ of the landlord, take further steps to ensure the arrangement is genuine and legal. Annual rainfall and You may also be asked some questions by the immigration officials, most likely regarding the purpose of your visit – for example, whether you are travelling for business, tourism, family or friends – how long you intend to stay in the country, and where you will be staying – for example, in a hotel, hostel or friend’s house. It is better that you try to gain at least some knowledge before you go, but these courses can still be very useful for your continued linguistic development on arrival. Belgium runs a two-tier system, with both state-funded and private providers. 8. Ideally, you should register for residency straight away or as soon as possible. The rent can be indexed to inflation once a year, but no more frequently. The climate in Belgium is quite mixed in nature, with areas near the sea experiencing humid and mild conditions, while the inland sees a marked increase in temperature. SSW 20 mph. Schooling is free and compulsory for all children in Belgium from age 6 to 18. The estate agency (or real estate) profession in Belgium became regulated by Royal Decree in 1993, and the regulatory framework was updated following a review in 2013. Once your residence is confirmed, you will receive your residence permit and your national number, and you will be logged into the foreigners register. Average rent on a 3-bedroom city centre apartment is 1,178€. Most insurers now offer this facility. Too frequently, potential buyers of health insurance look only for the lowest cost of premiums before really considering the specific benefits and areas of cover they may actually need. • accessibility, • adequate locks on entrance doors Showers in the morning, then becoming windy with a steady rain in the afternoon. This needs to be checked with your commune, and you need to advise them of your intentions. 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